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臺灣新竹地方法院107年度重訴字第78號

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       10778                                                               9                          4                          108 8 6 651 581 601 使使104 110 25177 105 1 1 106 1 1 105 4 26242-243 23 168 172 170 173 175 1 2 386 TSMC12A 105 4 26TSMC12A Clean Dry Air RoomCDA Room9 CDA RoomCDA RoomCrawford調 () CrawfordCrawford3 Crawford CDA 105 4 269 269 262-1 9 F12P3 B33 B34 2 CDA CDA 8 10CDA 105 4 269 269 27 9 35使9 351035F3E F12P3 CDA 105 4 269 26 105 4 263 3 105 4 26CDA Room105 4 269 26WGC-2 14CDA RoomWGC-2 3 8 49CDA Room9 26CDA RoomCDA CDA Room2016/4/26 9:25CDA Room3 2016/4/26 9:303 3 3 3 184 1 185 1 188 1 3 CDA Room184 1 185 188 188 9 50,485,159531 312 294 () 188 3 3 使188 189 105 4 26CDA 使189 2272 224 227 2 3 227 2 224 9 9 使224 使3 968 1 495 495 ()50,485,159 9 Crawford4,067,896 4,067,896 Crawford137,239 216,000 Crawford調31,287,55437,346,656 Crawford調24,992,470Gas ChemicalSlurry漿Photo-resistPad/discControl wa-fers 28,071,800Crawford調 60,485,1591,000 50,485,15933.5 %19% 15.5% 14% 10% 3%2%2%1% 11Section 1A MATERIAL LOSS OR DAMAGESec-tion 1A MATERIAL LOSS OR DAMAGE 11Section 1Athis Ex-clusion 11 shall not extend to any other Property Insured 1111Section 1ABASIS OF SETTLEMENT (c) 11 Property Insured 213 1 3 BASIS OF SETTLEMENT Reinstatement or Replacement Reinstatement or Replacement (a) (b) Section 1A使使BASIS OF SETTLEMENT 31,287,554 3-1 2031,287,554 108 6 12108 P10166A712312,287,554 50,485,15953294 1 312 () 16,912,5289,592,180 7,825,200 7,067,922 5,048,516 1,514,555 1,009,703 1,009,703 504,852 5 16,912,5289,592,180 7,825,200 7,067,922 5,048,516 1,514,555 1,009,703 1,009,703 504,852 5 16,912,5289,592,180 7,825,200 7,067,922 5,048,516 1,514,555 1,009,703 1,009,703 504,852 5 16,912,5289,592,180 7,825,200 7,067,922 5,048,516 1,514,555 1,009,703 1,009,703 504,852 5 1 4 () 調 Crawford調107 5 261 調調調調調調 Crawford調 CDA RoomCoolerChiller Dryer FitlerICA CDA Chiller 105 4 26926 3 1 CDA CDA PT10351050PTPT V1V3130210351050V1 V1CDA 11251241V19 2610501125CDA Room3 V1 105 4 269 269 27V1V13 2 調V1105 4 26V13 使10501125189 188 1 189 188 1 3 3 224 227 2 224 53使調53 105 4 26514 1 968 514 1 1 53105 4 26107 4 24514 1 調調調 () 調1 調調 5 3 調3 3 1 2BYPASS調 CDA CDA 3 () 便調104 1210N5000 105 1 19便便調 N5000 104 1210105 3 10105 4 26188 1 () 105 4 142 2 () 3 Crawford107 3 23調 105 4 269 261 2 bypass3 36305 O OpenC Closed1 O O C O O BYPASSO C BYPASSBY PASS 3 189 退514 1 EXCLUSIONS TO SECTION 1A AND 1B 1A1BPROPERTY EXCLUSIONS 11Section 1 of this Policydoes not cover Damage to the following property orloss under Section 1B resulting therefrom : 11.Property during the course of , and as a result of,its normal processing .1 1B11. 11. 使NT$3,302,073 All Risks All Risks 使19Section 1ABasis of Settlement (a) Extra Co-st of Reinstatement Memorandum 8-9 213 1 3 213 31,287,554 1 95310 使3 31,287,554 3 1 0 1 V3使CDA V34 53 36 V1V3V1CDA 2 4 5 3362 ()1 300mm 120 FAB12AP340-95 ()105 FAB12A105 4 26FAB12AP33 105 4 269 26FAB12AP3Clean Dry Air RoomCDA RoomCrawford (Taiwan) Ltd.Crawford調96-101303-313 ()105 4 26FAB12AP3CDA Room9 1 3Crawford 50,485,1594,067,896 137,239 31,287,55424,992,47060,485,15910,000,00050,485,159Crawford102-129 314-337 ()105 1 1 106 1 1 245-246 ()107 4 247 ()184 1 185 1 53294 312 3 188 1 3 ()188 1 53294 312 227 2 224 53294 312 189 3 514 1 () Reinstatement and Re-placement Memorandum 31,287,554 () ()184 1 185 1 53294 312 3 188 1 V12 FAB12AP33 V1 3 3 V110V1V3V13 V1V1CDA 10351050V19 26CDA 11251241V19 2610501125 O OpenC Close 1 O O C O O V1BYPASSV3O C BYPASSV3BYPASSV1 Crawford2 3 2 3 調調1 調105 5 26調調2 2 CDA 304 9:2613:02 305 AIR AIR 3 CDA Room3 CoolerC O Chiller BYPASSC BYPASSV313:02 V1Chill-erO CDA 105 5 26CDA 10:47 F3E CDA 8 F3E BYPASSBYPASSBYPASSBYPASSBYPASSV1Chiller BYPASSChiller Dryer 109 5.9 2-1 313 CDA Room3 CDA RoomA 3.5 2.5 2.5 310 CDA 調調2013105 2 6 調283 09:26 09:35 09:35 9:26B33 B34 60CDA 9:26CDA 9:35283 CDA X 283 X 304 CDA 0 SOP 308 5 D5505 5 LOBBY CDA Room5 SOP 80100 1 BYPASSBYPASSChiller 319 105 5 26調使SOP SOP 119:28LOBBY CDA Room9:26便調3 調3 119-139 105 4 269 CDA RoomCDA Room9 3 3 1 3 2 3 A CDA RoomA 2-1 CDA 105 4 269 258 9 358 128 使CDA 8.8 105 4 2610351037F3E 10F3 EF3E 9 CDA Room304 B33 B34 304 283 9.1 8.8 310-311 SOP 3 2 2 3 沿使4-5 4-5 C V3BYPASSChiller 0 V1CDA 308 14OfficeCUP FAB 3 CDA RoomCDA RoomV1O V1V33 361 260-276 105 4 269:26FAB12AP3CDA Room5 CDA Room3 3 使F3E CDA 使8 -10 沿使305 233 1 O O V1C O O BYPASSV3O C V1使V3C O C V1V3Chiller CDA CDA PTFT10351050PTV1V19 2610501125FAB12AB33 B34 2 CDA CDA 8 10CDA 105 4 269 269 279 351035F3E F12P3 CDA 283 304 CDA 10351050V110501125 CoolerC V3V1121 V1V3269 調122 123 127 266-267 2 V3V1V1V3V1V3V3V1275 5 268 108 6 273 2 調 122 2 FAB12AP3CDA RoomV1105 4 269:269:303 CDA Room3 3 CDA Room307-309 312 3 V1CDA Room3 CDA RoomCDA Room238-246 CDA Room3 CDA RoomV1V13.5 使V180-100310 1 V1105 4 269:269:30FAB12AP3CDA RoomV1 3 FAB12AP33 退201-240 299 188 188 1 使571663188 451599188 1 CDA Room188 1 105 4 269:269:30FAB12AP3CDA RoomV1188 1 使531 312 105 4 269:26FAB12AP3CDA RoomV1184 1 53312 188 1 ()188 1 53294 312 227 2 224 53294 312 189 3 188 189 189 86232084105 5 4 313 189 3 V1227 2 V1 使224 134 132 239 87105 4 26V1使224 227 2 224 53312 514 1 514 1 968 514 1 1 15105 4 26107 4 24514 1 968 1 495 495 514 1 1 使使514 1 1 227 968 495 使514 1 514 1 1 使102 2110151 FAB12AP3CDA RoomV112514 1 1 () 11Section1 of this Policy doesnot cover Damage to the following property or lossunder Section1B resulting there from:11.Propertyduring the course of,and as a result of,its normalprocessing. 1 1B11. 11Section 1A MATERIAL LOSS OR DAMAGESection 1A11 11Section 1 of this Policy does not cover Damage to the follow-ing property or loss under Section 1B resulting therefrom: 11.Property during the course of, andas a result of, its normal processing. Provided th-at this Exclusion11 shall be limited to the part or parts directly so affected and shall not extendto the other part or parts not directly affected or to any other Property Insured.78-7911771 1B11. 1113 Crawford291 1A297 11120 Crawford11. 使Work in Progress178 1145-46 11normal pro-cessing11849819281958391053EXCLUSIONS TO SECTIONS 1A AND 1B/PROPERTY EXCLU-SIONS 11Property during the courseof, and as a result of, its normal processing.Provided that this Exclusion 11 shall be limited to the part or parts directly so affect-ed and shall not extend to the other part or parts not directly affected or to any other Propety Insur -ed.78-79 111ABASIS OFSETTLEMENT(c) (c)On material in process ofmanufacture ; the replacement value of the raw ma-terials at the time and place of replacement plus the value of labour and other overhead charges ex-pended thereon at the time and the place of the Da-mage.(d) (d)On finished goods; the replacement value of theraw materials at the time and place of replacementplus the value of labour and other overhead charg-es expended thereon before any allowance for pro- fit calculated at the time and place of the Damageor the cost of re-stocking such goods within a re-asonable time, whichever is the lesser.(b) (b) On raw materials, su -pplies and other merchandise not manufactured by the Insured; the replacement cost at the time and the place of replacement or, if such property is not replaced, the value thereof at the time andpl -ace of the Damage.521111 Reinstatement and Replace-ment Memorandum 使Extra Cost of Re-instatementReinstatement or Replacement Section 1A使 1AIn the eventof any direct, sudden and unforeseen physical loss,destruction or damage ( hereinafter in Section 1Areferred to as "Damage" with "Damaged" having a co-rresponding meaning) not otherwise excluded happ-ening at the Situation to the "Properly Insured" ,the Insurers will (subject to the Conditions Exclu-sions,the terms, Memoranda and provisions of thisPolicy including the limitation on the Insurers' liability) indemnify the Insured in accordance with the applicable Basis of Settlement.48 Property InsuredDEFINITIONS APPLICABLE TO SECTION 1AAll real and personal property of every kind and description (except as hereinafter excluded ) belonging to the Insured or for wliich the Insuredis responsible, or has assumed responsibility to insure prior to the occurrence of any Damage, in- cluding all such property in which the Insured mayacquire an insurable , pecuniary or economic inte-rest or for Damage to which the Insured becomes responsible or assumes responsibility to insure dur-ing the Period of Insurance.50Crawford301 使Crawford327-332 Property InsuredBASIS OF SETTLEMENT (a) (b)(i)(a) On buildings, machineiy, plant and all other pro-perty and contents (other than those specified be-low) ; the cost of Reinstatement , replacement orrepair in accordance with the provisions of the Re- instatement and Replacement and Extra Cost of Reinstatement Memoranda as set out herein. Provided th-at if the Insured elects to claim the indemnity value of any Damaged property , the Insurers will pay to the Insured the value of such property at the time of the happening of the Damage or at the Insurers option reinstate, replace or repair such property or any part thereof ,In any event the In -surers will pay costs incurred by the Insured in accordance with the provisions of the Extra Cost of Reinstatement Memorandum.52(iii) Provisions(iii) The work of Reinstatement may be effected aspart of an expansion of the Insured's total produc-tion or other facilities, in which case the Insur-ers' liability shall be limited to the costs thatwould have been incurred if the total production or other facilities of the Insured at the Situation of the Damage had been restored to the level in existence thereat at the time of the happening of the Damage.55 使 CrawfordSection 1ABasis of Settlement(a)Extra Cost of Reinstatement Memorandum) Reinstate-ment and Replacement Memorandum)291-292 1A1C/ / 1AAll Risk Basisphysical loss Micrometer/ 297-298 V1Property Insured 31,287,554 BASIS OF SETTLEMENT (a) (b)(i)(b) (i) 1 1A(a) (b) 使Reinstatement orReplacement ( Applicable to buildings, machinery, plant and all other property and contents ; other than those specified in items (b)to(i) under Basisof Settlement).The basis upon which the amount pay-able is to be calculate shall be the cost of Rein-statement of the Damaged Property Insured at the time of its Reinstatement;subject to the followingProvisions and subject also to General Conditions of this Policy,the tems and Conditions of Section1and the Limit or Sub Limits of liability applicable to this Section 1A. For the purpose of the insuran-ce under this Memorandum 'Reinstat ment' shall me-an :(a) Where property is lost or destroyed : in the case of a building , the rebuilding thereof orin the case of property other than a building, thereplacement thereof by similar property; in eithercase in a condition equal to,but not better or more extensive than ,its condition when new. (b) Where property is Damaged : the repair of the Damage andthe restoration of the Damaged portion of the pro-perty to a condition substantially the same as,butnot better or more extensive than, its condition when new.54-55 (b)(i)使使196 196 213 215 196 779 731574 31,287,5541C/ / Crawford332 Crawford300 CrawfordCrawford300 178 31,287,554A712170 Crawford 使Crawford31,287,554FAB12P3 西201020125 9931,287,5543 165 8652053 536 1 109 3,128,755 531 65290831,287,5543,128,755 3,128,755 Crawford102-129 314-336 188 8-38 調1 調調CDA 使139 CDA 266-276 Crawford使192 使1.292016.02.06Crawford Forensic Accounting Service2016.04.262.使298-300 SOP control wafer 使SOP 302 CrawfordCrawford調3 3 調Crawford1,804,855 314-336 Crawford Crawford163 Crawford 11Cr awford 50,485,1594,067,896 137,239 31,287,55424,992,47060,485,15910,000,00050,485,15931,287,5543,128,755 32,326,36010,000,00022,326,3604,067,896 137,239 3,128,755 24,992,47010,000,000 () 1 0 V3使CDA V34 5 3 36V1V1CDA 2 4 5 CDA Room9 3 3 261 0 12使使CDA Room5 1 2 5 3.5 CDA 89-93 1 ()V1V1514 1 184 1 188 1 227 2 224 53312 22,326,36033.5% 19% 15.5% 14% 10 %3%2%2%1%42-43 7,479,331 4,242,008 3,460,586 3,125,690 2,232,636 669,791 446,527 446,527 223,264 107 5 185%1 滿1 1 79390 2 392 2 108 8 30 20 108 8 30 ----- 1 31,287,554×0.536=16,770,129 1 31,287,554-16,770,129=14,517,425 2 14,517,425×0.536=7,781,340 2 14,517,425-7,781,340=6,736,085 3 6,736,085×0.536=3,610,542 3 6,736,085-3,610,542=3,125,543 109 101 3,128,755 / 4,067,896 4,067,896 4,067,896 216,000 137,239 137,239 37,346,656 31,287,554 3,128,755 1,902,457 1,211,929 1,211,929 4,203,602 3,936,816 3,936,816 9,130,259 9,037,188 9,037,188 2,833,302 2,244,972 2,244,972 3,960,241 3,932,413 3,932,413 6,041,939 4,629,151 4,629,151 1,804,855 0 0 71,507,207 60,485,159 32,326,360 -10,000,000-10,000,000 50,485,159 22.326,360 / () 33.5 7,479,331 2,493,000 19 4,242,008 1,414,000 15.5 3,460,586 1,154,000 14 3,125,690 1,042,000 10 2,232,636 744,000 3 669,791 223,000 2 446,527 149,000 2 446,527 149,000 1 223,264 74,000 22,326,360