Article 28
Pensions payable under the legislation of one or more States where no right to benefits in kind is enjoyed in the country of residence 1. A pensioner who is entitled to draw a pension or pensions under the legislation of one or more Member States and who is not entitled to benefits in kind under the legislation of the Member State in whose territory he resides, shall nevertheless receive such benefits for himself and members of his family if, taking account where appropriate of the provisions of Article 18 and Annex V, he would be entitled thereto under the legislation of the Member State, or of at least one of the Member States, competent in respect of pensions if he were resident in the territory of such State. The benefits shall be provided on behalf of the institution referred to in paragraph 2 by the institution of the place of residence as though the person concerned were a pensioner under the legislation of the State in whose territory he resides and were entitled to benefits in kind. 2. In the cases covered by paragraph 1, the cost of benefits in kind shall be borne by the institution determined according to the following rules: (a) where the pensioner is entitled to the said benefits under the legislation of a single Member State, the cost shall be borne by the competent institution of that State; (b) where the pensioner is entitled to the said benefits under the legislations of two or more Member States, the cost thereof shall be borne by the competent institution of the Member State under whose legislation the pensioner has completed the longest period of insurance; should the application of this rule result in several institutions being responsible for the cost of benefits, cost shall be borne by the institution with which the pensioner was last insured.