My bookmarksSign up free

Commission Delegated Regulation (EU) 2015/35 ANNEX XIX

Commission Delegated Regulation (EU) 2015/35 ANNEX XIX

MCR RISK FACTORS FOR NON-LIFE AND HEALTH INSURANCE OR REINSURANCE OBLIGATIONS

ANNEX XIXSupplementary provisions

ANNEX XIX MCR RISK FACTORS FOR NON-LIFE AND HEALTH INSURANCE OR REINSURANCE OBLIGATIONS   Segment Lines of business, as set out in Annex I, that the segment consists of Factor for technical provisions for segment s ( α s ) Factor for premiums written for segment s ( β s ) 1 Medical expense insurance 1 and 13 4,7 % 4,7 % 2 Income protection insurance 2 and 14 13,1 % 8,5 % 3 Workers' compensation insurance 3 and 15 10,7 % 7,5 % 4 Motor vehicle liability insurance and proportional reinsurance 4 and 16 8,5 % 9,4 % 5 Other motor insurance and proportional reinsurance 5 and 17 7,5 % 7,5 % 6 Marine, aviation and transport insurance and proportional reinsurance 6 and 18 10,3 % 14 % 7 Fire and other damage to property insurance and proportional reinsurance 7 and 19 9,4 % 7,5 % 8 General liability insurance and proportional reinsurance 8 and 20 10,3 % 13,1 % 9 Credit and suretyship insurance and proportional reinsurance 9 and 21 17,7 % 11,3 % 10 Legal expenses insurance and proportional reinsurance 10 and 22 11,3 % 6,6 % 11 Assistance and its proportional reinsurance 11 and 23 18,6 % 8,5 % 12 Miscellaneous financial loss insurance and proportional reinsurance 12 and 24 18,6 % 12,2 % 13 Non-proportional casualty reinsurance 26 18,6 % 15,9 % 14 Non-proportional marine, aviation and transport reinsurance 27 18,6 % 15,9 % 15 Non-proportional property reinsurance 28 18,6 % 15,9 % 16 Non-proportional health reinsurance 25 18,6 % 15,9 %

Read the full instrument →

Other provisions in Commission Delegated Regulation (EU) 2015/35

Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of 2026-07-04

CitationANNEX XIX of Commission Delegated Regulation (EU) 2015/35 (LawPlayer, data as of 2026-07-04)

© European Union, https://eur-lex.europa.eu, 1998-2026. Reuse authorised under Commission Decision 2011/833/EU, provided the source is acknowledged.

What to look at next