Information to be given to beneficiaries during the pay-out phase
Article 43
1. Member States shall require IORPs to periodically provide beneficiaries with information about the benefits due and the corresponding pay-out options.
2. IORPs shall inform beneficiaries without delay after a final decision has been taken resulting in any reduction in the level of benefits due, and three months before that decision is implemented.
3. When a significant level of investment risk is borne by beneficiaries in the pay-out phase, Member States shall ensure that beneficiaries receive appropriate information regularly.
Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of 2026-07-04
CitationArticle 43 of Directive (EU) 2016/2341 (LawPlayer, data as of 2026-07-04)