SEC. 84. Unless otherwise provided by the policy, an
insurer is liable for a loss of which a peril insured against was the
proximate cause, although a peril not contemplated by the contract may
have been a remote cause of the loss; but he is not liable for a loss of
which the peril insured against was only a remote cause.
Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of July 4, 2026
CitationPD 612 (The Insurance Code) Section 84 (LawPlayer, data as of July 4, 2026)
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).
