Health Insurance and Similar Health Services.
Section 42
SEC. 42. Health Insurance and Similar Health Services. - The PhilHealth shall: (a) Develop a benefit package for PLHIV that shall include coverage for in-patient, and out-patient medical and diagnostic services, including medication and treatment: (b) Develop a benefit package for the unborn and the newborn child from infected mothers: (c) Set a reference price for HIV services in government hospitals: (d) Conduct programs to educate the human resource units of companies on the PhilHealth package on HIV and AIDS: and (e) Develop a mechanism fur orphans living with HIV to access HIV benefit: package. The PhilHealth shall enforce confidentiality in the provision of these packages to PLHIV. No PLHIV shall be denied or deprived of private health insurance under a Health Maintenance Organization (HMO) and private life insurance coverage under a life insurance company on the basis of the person's HIV status. Furthermore, no person shall be denied of his life insurance claims if he dies of HIV or AIDS under a valid and subsisting life insurance policy. The Insurance Commission (IC) shall implement this provision and shall develop the necessary policies to ensure compliance.