Section 6
SEC. 6. Paragraph (a) of Section thirteen of the same Act is further amended to read as follows: (a) Upon the covered employee's death or total and permanent disability, if such disability occurs before he has paid thirty-six monthly contributions to the System, he or in case of his death, his beneficiaries shall be entitled to the basic lump sum amount plus five- twelfths of one per cent of the basic lump sum amount for each monthly contribution in excess of one hundred twenty monthly contributions: Provided, That any of the following conditions is satisfied at the time of death or total and permanent disability: "1. He shall have paid eighteen monthly contributions within the thirty-six calendar month period ending on the last day of the second quarter preceding the quarter of death or total and permanent disability; or "2. His payment ratio is not less than eighty per cent; Provided, further, That if none of the foregoing conditions are satisfied, his death or total and permanent disability benefit shall be the above amount multiplied by one and one-fourth times his payment ratio: Provided, finally, That the death or total and permanent disability benefit shall not be less than the total contributions paid by him and his employer in his behalf to the System nor less than five hundred pesos: Provided, however, That a covered employee who dies or becomes totally and permanently disabled in the month of coverage shall be entitled to the minimum benefit."