Article 1
The number and title of the variables as regards ‘over-indebtedness, consumption and wealth’ in the income and living conditions domain is set out in Annex I.
Commission Delegated Regulation (EU) 2025/367 of 25 November 2024 supplementing Regulation (EU) 2019/1700 of the European Parliament and of the Council by specifying the number and the title of the variables for over-indebtedness, consumption and wealth in the income and living conditions domain and amending Delegated Regulation (EU) 2022/29
Commission Delegated Regulation (EU) 2025/367 of 25 November 2024 supplementing Regulation (EU) 2019/1700 of the European Parliament and of the Council by specifying the number and the title of the variables for over-indebtedness, consumption and wealth in the income and living conditions domain and amending Delegated Regulation (EU) 2022/29
Data as of 2026-07-04 · Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗
Article 2
The Annex to Delegated Regulation (EU) 2022/29 is amended in accordance with Annex II to this Regulation.
Article 3
This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union .
Supplementary provisions
ANNEX ISupplementary provisions
ANNEX I Number and titles of the variables for the six-yearly module on over-indebtedness, consumption and wealth in the income and living conditions domain. Set of variables Detailed topic Variable identifier Variable name Over-indebtedness, consumption and wealth Over-indebtedness, including reasons (14 variables collected) HI022 Arrears on non-housing bills HI090 Number of loans (excluding mortgages on purchase of main residence) HI101 Loans on property (including household furniture, appliances and interior decoration and excluding mortgages on purchase of main residence) HI102 Loans on car, motorcycle, caravan, van, bike or other means of transport HI103 Loans on healthcare HI104 Loans on education HI105 Loans to cover daily expenses HI106 Loans on other purposes (excluding mortgages on purchase of main residence) HI120 Amount due last month on loans (excluding mortgages on purchase of main residence) HI111 Loans (excluding mortgages on purchase of main residence) taken from bank or other financial institution (such as credit union, microcredit provider) HI112 Loans (excluding mortgages on purchase of main residence) taken from payday loan company or pawnbroker/cash converter HI113 Loans (excluding mortgages on purchase of main residence) taken from private sources (such as family, friends) HI114 Loans (excluding mortgages on purchase of main residence) taken using ‘buy now pay later’ or in store credit/loan instalment purchase from the seller HI115 Loans (excluding mortgages on purchase of main residence) taken from other sources Consumption (5 variables collected) HC310 Food or drink at home HC320 Food or drink outside home HC330 Public transport HC340 Private transport HC350 Savings (in a typical month) Wealth, including dwelling ownership (4 collected variables) HV010 Value of the main residence HV070 Total left to repay for the mortgage on main residence HV020 Possession of real estate other than main residence HV080 Ability to maintain the same standard of living using savings Assessment of own needs (1 collected variable) HS130 Lowest monthly income to make ends meet
ANNEX IISupplementary provisions
ANNEX II In the Annex to Delegated Regulation (EU) 2022/29, the set of variables on Labour market and housing is replaced by the following set of variables: ‘Set of variables Detailed topic Variable identifier Variable name Labour market and housing Characteristics of the workplace (4 collected variables) PL230 Public/private employment sector PW100 Job satisfaction PL260 Usual hours worked per week PL130 Size of the local unit for main job Employment status (2 collected variables) PL120 Reason for working less than 30 hours PL280 Length of registration of unemployment Educational attainment – details, including education interrupted or abandoned (2 collected variables) PE030 Year when highest level of education was attained PE050 Educational interrupted or abandoned Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) HS160 Problems with the dwelling: too dark, not enough light HS170 Noise from the neighbours or from the street HC020 Size of the dwelling in square metres HC001 Heating system used HC002 Main energy source HC007 Total energy cost HC080 Overall satisfaction with the dwelling HY030 Imputed rent HH040 Leaking roof, damp walls/floors/foundation, or rot in window frames or floor HS140 Financial burden of the total housing cost HS180 Pollution, grime or other environment problems HS190 Crime, violence or vandalism in the area HH081 Bath or shower in dwelling (OPTIONAL) HH091 Indoor flushing toilet for sole use of the household (OPTIONAL)’
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Source: EUR-Lex (Publications Office of the EU), © European Union, reuse permitted under Commission Decision 2011/833/EU.
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