Article 1
Open ↗The number and title of the variables as regards ‘over-indebtedness, consumption and wealth’ in the income and living conditions domain is set out in Annex I.
Source
Commission Delegated Regulation (EU) 2025/367 of 25 November 2024 supplementing Regulation (EU) 2019/1700 of the European Parliament and of the Council by specifying the number and the title of the variables for over-indebtedness, consumption and wealth in the income and living conditions domain and amending Delegated Regulation (EU) 2022/29
Commission Delegated Regulation (EU) 2025/367 of 25 November 2024 supplementing Regulation (EU) 2019/1700 of the European Parliament and of the Council by specifying the number and the title of the variables for over-indebtedness, consumption and wealth in the income and living conditions domain and amending Delegated Regulation (EU) 2022/29
Data as of 2026-07-04 · Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗
Article 2
Open ↗The Annex to Delegated Regulation (EU) 2022/29 is amended in accordance with Annex II to this Regulation.
Article 3
Open ↗This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union .
Supplementary provisions
ANNEX ISupplementary provisions
Open ↗ANNEX I Number and titles of the variables for the six-yearly module on over-indebtedness, consumption and wealth in the income and living conditions domain. Set of variables Detailed topic Variable identifier Variable name Over-indebtedness, consumption and wealth Over-indebtedness, including reasons (14 variables collected) HI022 Arrears on non-housing bills HI090 Number of loans (excluding mortgages on purchase of main residence) HI101 Loans on property (including household furniture, appliances and interior decoration and excluding mortgages on purchase of main residence) HI102 Loans on car, motorcycle, caravan, van, bike or other means of transport HI103 Loans on healthcare HI104 Loans on education HI105 Loans to cover daily expenses HI106 Loans on other purposes (excluding mortgages on purchase of main residence) HI120 Amount due last month on loans (excluding mortgages on purchase of main residence) HI111 Loans (excluding mortgages on purchase of main residence) taken from bank or other financial institution (such as credit union, microcredit provider) HI112 Loans (excluding mortgages on purchase of main residence) taken from payday loan company or pawnbroker/cash converter HI113 Loans (excluding mortgages on purchase of main residence) taken from private sources (such as family, friends) HI114 Loans (excluding mortgages on purchase of main residence) taken using ‘buy now pay later’ or in store credit/loan instalment purchase from the seller HI115 Loans (excluding mortgages on purchase of main residence) taken from other sources Consumption (5 variables collected) HC310 Food or drink at home HC320 Food or drink outside home HC330 Public transport HC340 Private transport HC350 Savings (in a typical month) Wealth, including dwelling ownership (4 collected variables) HV010 Value of the main residence HV070 Total left to repay for the mortgage on main residence HV020 Possession of real estate other than main residence HV080 Ability to maintain the same standard of living using savings Assessment of own needs (1 collected variable) HS130 Lowest monthly income to make ends meet
ANNEX IISupplementary provisions
Open ↗ANNEX II In the Annex to Delegated Regulation (EU) 2022/29, the set of variables on Labour market and housing is replaced by the following set of variables: ‘Set of variables Detailed topic Variable identifier Variable name Labour market and housing Characteristics of the workplace (4 collected variables) PL230 Public/private employment sector PW100 Job satisfaction PL260 Usual hours worked per week PL130 Size of the local unit for main job Employment status (2 collected variables) PL120 Reason for working less than 30 hours PL280 Length of registration of unemployment Educational attainment – details, including education interrupted or abandoned (2 collected variables) PE030 Year when highest level of education was attained PE050 Educational interrupted or abandoned Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) HS160 Problems with the dwelling: too dark, not enough light HS170 Noise from the neighbours or from the street HC020 Size of the dwelling in square metres HC001 Heating system used HC002 Main energy source HC007 Total energy cost HC080 Overall satisfaction with the dwelling HY030 Imputed rent HH040 Leaking roof, damp walls/floors/foundation, or rot in window frames or floor HS140 Financial burden of the total housing cost HS180 Pollution, grime or other environment problems HS190 Crime, violence or vandalism in the area HH081 Bath or shower in dwelling (OPTIONAL) HH091 Indoor flushing toilet for sole use of the household (OPTIONAL)’
Other acts of the same type
Regulation (EU) 2017/2395 of the European Parliament and of the Council of 12 December 2017 amending Regulation (EU) No 575/2013 as regards transitional arrangements for mitigating the impact of the introduction of IFRS 9 on own funds and for the large exposures treatment of certain public sector exposures denominated in the domestic currency of any Member State (Text with EEA relevance)Commission Regulation (EU) 2017/2400 of 12 December 2017 implementing Regulation (EC) No 595/2009 of the European Parliament and of the Council as regards the determination of the CO2 emissions and fuel consumption of heavy-duty vehicles and amending Directive 2007/46/EC of the European Parliament and of the Council and Commission Regulation (EU) No 582/2011 (Text with EEA relevance. )Regulation (EU) 2017/2401 of the European Parliament and of the Council of 12 December 2017 amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions and investment firmsRegulation (EU) 2017/2402 of the European Parliament and of the Council of 12 December 2017 laying down a general framework for securitisation and creating a specific framework for simple, transparent and standardised securitisation, and amending Directives 2009/65/EC, 2009/138/EC and 2011/61/EU and Regulations (EC) No 1060/2009 and (EU) No 648/2012Regulation (EU) 2017/2403 of the European Parliament and of the Council of 12 December 2017 on the sustainable management of external fishing fleets, and repealing Council Regulation (EC) No 1006/2008Commission Regulation (EU) 2017/2279 of 11 December 2017 amending Annexes II, IV, VI, VII and VIII to Regulation (EC) No 767/2009 of the European Parliament and of the Council on the placing on the market and use of feed (Text with EEA relevance. )Commission Implementing Regulation (EU) 2017/2281 of 11 December 2017 authorising an increase of the limits for the enrichment of wine produced using the grapes harvested in 2017 in certain wine-growing regions of Germany and in all wine-growing regions of Denmark, the Netherlands and SwedenCouncil Regulation (EU) 2017/2360 of 11 December 2017 fixing for 2018 the fishing opportunities for certain fish stocks and groups of fish stocks in the Black SeaCommission Delegated Regulation (EU) 2018/273 of 11 December 2017 supplementing Regulation (EU) No 1308/2013 of the European Parliament and of the Council as regards the scheme of authorisations for vine plantings, the vineyard register, accompanying documents and certification, the inward and outward register, compulsory declarations, notifications and publication of notified information, and supplementing Regulation (EU) No 1306/2013 of the European Parliament and of the Council as regards the relevant checks and penalties, amending Commission Regulations (EC) No 555/2008, (EC) No 606/2009 and (EC) No 607/2009 and repealing Commission Regulation (EC) No 436/2009 and Commission Delegated Regulation (EU) 2015/560Commission Implementing Regulation (EU) 2018/274 of 11 December 2017 laying down rules for the application of Regulation (EU) No 1308/2013 of the European Parliament and of the Council as regards the scheme of authorisations for vine plantings, certification, the inward and outward register, compulsory declarations and notifications, and of Regulation (EU) No 1306/2013 of the European Parliament and of the Council as regards the relevant checks, and repealing Commission Implementing Regulation (EU) 2015/561Commission Implementing Regulation (EU) 2017/2272 of 8 December 2017 entering a name in the register of traditional specialities guaranteed (‘Kabanosy staropolskie’ (TSG))Commission Implementing Regulation (EU) 2017/2274 of 8 December 2017 concerning the authorisation of a new use of a preparation of 6-phytase (EC 3.1.3.26) produced by Komagataella pastoris (DSM 23036) as a feed additive for fish (holder of authorisation Huvepharma EOOD) (Text with EEA relevance. )
Source: EUR-Lex (Publications Office of the EU), © European Union, reuse permitted under Commission Decision 2011/833/EU.
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