ANNEX ISupplementary provisions
ANNEX I Number and titles of the variables for the six-yearly module on over-indebtedness, consumption and wealth in the income and living conditions domain. Set of variables Detailed topic Variable identifier Variable name Over-indebtedness, consumption and wealth Over-indebtedness, including reasons (14 variables collected) HI022 Arrears on non-housing bills HI090 Number of loans (excluding mortgages on purchase of main residence) HI101 Loans on property (including household furniture, appliances and interior decoration and excluding mortgages on purchase of main residence) HI102 Loans on car, motorcycle, caravan, van, bike or other means of transport HI103 Loans on healthcare HI104 Loans on education HI105 Loans to cover daily expenses HI106 Loans on other purposes (excluding mortgages on purchase of main residence) HI120 Amount due last month on loans (excluding mortgages on purchase of main residence) HI111 Loans (excluding mortgages on purchase of main residence) taken from bank or other financial institution (such as credit union, microcredit provider) HI112 Loans (excluding mortgages on purchase of main residence) taken from payday loan company or pawnbroker/cash converter HI113 Loans (excluding mortgages on purchase of main residence) taken from private sources (such as family, friends) HI114 Loans (excluding mortgages on purchase of main residence) taken using ‘buy now pay later’ or in store credit/loan instalment purchase from the seller HI115 Loans (excluding mortgages on purchase of main residence) taken from other sources Consumption (5 variables collected) HC310 Food or drink at home HC320 Food or drink outside home HC330 Public transport HC340 Private transport HC350 Savings (in a typical month) Wealth, including dwelling ownership (4 collected variables) HV010 Value of the main residence HV070 Total left to repay for the mortgage on main residence HV020 Possession of real estate other than main residence HV080 Ability to maintain the same standard of living using savings Assessment of own needs (1 collected variable) HS130 Lowest monthly income to make ends meet