Annual financial commitments
Article 10
The annual financial commitments referred to in the formula laid down in Article 7 shall include all the expenditures for which a non-sophisticated investor has undertaken a commitment in relation to a given calendar year, including: (a) alimony and child support payments; (b) rent and mortgage payments; (c) repayments of loans; (d) payments of insurance premiums; (e) utilities expenses payments, including those made to cover electricity, heating and water expenses; (f) service subscription payments; (g) income tax and property taxes.