(1) If an insured housewife has been certified by medical assessor or Appellate Medical Board to be invalid within any coverage period, the rate of monthly morbid allowance shall equal to fifty per cent of her presumed monthly income.
(2) For the purposes of subsection (1)—
(a) “presumed monthly income” refers to the average presumed monthly income corresponding to the last twelve monthly contributions in respect of the insured housewife which have been paid immediately before the month in which she submits a notice of invalidity in accordance with the regulations; and
(b) presumed monthly income to which a monthly contribution corresponds shall be as specified in the Third Schedule.
Malay text (authoritative)
Kadar elaun keuzuran
(1) Jika seorang suri rumah berinsurans telah diperakukan oleh penilai perubatan atau Jemaah Doktor Rayuan sebagai ilat dalam apa-apa tempoh pelindungan, kadar bulanan elaun keuzuran hendaklah bersamaan dengan lima puluh peratus daripada pendapatan bulanan anggapannya.
(2) Bagi maksud subseksyen (1)—
(a) “pendapatan bulanan anggapan” merujuk kepada purata pendapatan bulanan anggapan yang bersamaan dengan dua belas bulan caruman bulanan yang akhir berkenaan dengan suri rumah berinsurans yang telah dibayar sebaik sebelum bulan yang dia mengemukakan notis keilatan mengikut peraturan-peraturan; dan
(b) pendapatan bulanan anggapan yang bersamaan dengan caruman bulanan hendaklah sebagaimana yang dinyatakan dalam Jadual Ketiga.
Source: Laws of Malaysia, Attorney General's Chambers of Malaysia (lom.agc.gov.my). Not a copy of the Gazette printed by the Government Printer (Interpretation Acts 1948 and 1967, s 61).
