Section 79
SEC. 79. Where a peril is specially excepted in a contract of insurance, a loss, which would not have occurred but for such peril, is thereby excepted; although the immediate cause of the loss was a peril which was not excepted:
SEC. 79. Where a peril is specially excepted in a contract of insurance, a loss, which would not have occurred but for such peril, is thereby excepted; although the immediate cause of the loss was a peril which was not excepted:
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).