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Act No. 2427 Section 191

Section 191

SEC. 191. No agent, subagent, broker, or other person, representing any insurance company doing business in the Philippine Islands shall in any way, directly or indirectly divide or offer to divide his commission or other remuneration, or give or offer to give any part of his commission or other remuneration, or any other consideration as an inducement to insurance; nor shall any such company or any agent thereof, as to any new policies of insurance hereafter issued, make any discrimination against any citizen of the Philippine Islands whereby such citizen of the Philippine Islands is given less advantageous rates, dividends or other policy conditions or privileges than are accorded to Caucasians because of his race. Whoever violates this or the preceding section shall be fined in the sum of two hundred pesos for each such offense and upon conviction the certificate of authority of the company, agent, subagent, or broker as the case may be shall be revoked by the Insurance Commissioner.

Read the full instrument → · Open the chapter this section belongs to: CHAPTER V.—Insurance companies. →

Other provisions in CHAPTER V.—Insurance companies.

Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of 2026-07-04

CitationAct No. 2427 Section 191 (LawPlayer, data as of 2026-07-04)

Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).

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