Section 18
SEC. 18. Section 104 of the same Act is hereby amended to read as follows: "SEC. 104. Increase in reserve requirements. —Whenever it becomes necessary, in the opinion of the Monetary Board, to increase reserve requirements against existing liabilities, the increase shall be made in a gradual manner and shall not exceed four percentage points in any thirty-day period. Banks and other affected financial institutions shall be notified reasonably in advance of the date on which such increase is to become effective."