Section 3
SEC. 3. Section 13 of the same Act is further amended and Section 13-A is added to read as follows: "SEC. 13. Death Benefits. — Effective January 1, 1974, upon the covered employee's death, the following benefits shall be paid by the SSS: "(A) To his beneficiaries or legal heirs, the basic lump sum amount, plus five-twelfths of one percent of the basic lump sum amount for each monthly contribution in excess of one hundred twenty and paid as of the last day of the second quarter preceding the quarter of death; "(B) To each of his minor unmarried legitimate children, but not exceeding five, a monthly pension equivalent to twenty percent of the pension amount computed in accordance with the schedule in Section 12(A) and under such rules and regulations as the SSS may prescribe, until the child reaches the age of twenty-one, gets married or becomes gainfully employed: Provided, That any of the following conditions is satisfied at the time of death: "1. He shall have paid eighteen monthly contributions within the thirty-six calendar month period ending on the last day of the second quarter preceding the quarter of death. "2. His payment ratio is not less than eighty percent: Provided, further, That if none of the foregoing conditions are satisfied, the SSS will pay his beneficiaries or legal heirs the benefit described in Paragraph (A) of this Section multiplied by one and one-fourth and further multiplied by his payment ratio: Provided, however, That the death benefit shall not be less than the total contributions paid by him and his employer in his behalf to the SSS nor less than five hundred pesos: Provided, finally, That the covered employee who dies in the month of coverage shall be entitled to the minimum benefit. "(C) A funeral grant of seven hundred fifty pesos to help defray the cost of funeral expenses. "SEC. 13-A. Permanent disability benefits. — Upon the covered employee's permanent total disability, if such disability occurs before he has paid thirty-six monthly contributions to the SSS, he shall be entitled to the basic lump sum amount: Provided, That any of the following conditions is satisfied at the time of permanent total disability: "1. He shall have paid eighteen monthly contributions within the thirty-six calendar month period ending on the last day of the second quarter preceding the quarter of permanent total disability; "2. His payment ratio is not less than eighty percent: Provided, That if none of the foregoing conditions are satisfied, his permanent total disability benefit shall be the basic lump sum amount multiplied by one and one-fourth and further multiplied by his payment ratio: Provided, finally, That the permanent total disability benefit shall not be less than the total contributions paid by him and his employer in his behalf to the SSS nor less than five hundred pesos: Provided, however, That a covered employee who becomes permanently totally disabled in the month of coverage shall be entitled to the minimum benefit. "(B) If the disability is partial but permanent, the amount of benefit shall be such percentage of the sum of the benefit described in the preceding paragraph and five-twelfths of one percent of the basic lump sum amount for each monthly contribution in excess of one hundred twenty, with due regard to the degree of disability as the Commission may determine: Provided, That the percentage degree of disability shall not be additive for distinct, separate and unrelated permanent partial disabilities, but shall be additive for deteriorating and related permanent partial disabilities to a maximum of one hundred percent, in which case the employee shall be deemed as permanently totally disabled."