PD 612 (The Insurance Code) Section 31

Section 31

SEC. 31. Materiality is to be determined not by the event, In: solely by the probable and reasonable influence of the facts upon the party to whom the communication is due, in fuming his estimate of the disadvantages of the proposed contract, or in making his inquiries.

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Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).

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