SEC. 32. Each party to a contract of insurance is bound to
know ail the general causes which are open to his inquiry, equally with
that of the other, and which may affect the political or material
perils contemplated; and all general usages of trade.
Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of July 4, 2026
CitationPD 612 (The Insurance Code) Section 32 (LawPlayer, data as of July 4, 2026)
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).