SEC. 109. A person insured by a contract of marine
insurance is presumed to have knowledge, at the time of insuring of a
prior loss, if the information might possibly have reached him in the
usual mode of transmission and at the usual rate of communication
Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of July 4, 2026
CitationPD 612 (The Insurance Code) Section 109 (LawPlayer, data as of July 4, 2026)
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).