SEC. 165. When a person insured by a contract of marine
insurance has a demand against others for contribution, he may claim the
whole loss from the insurer, subrogating him to his own right to
contribution. But no such claim can be made upon the insurer after the
separation of the interests liable to contribution, nor when the
insured, having the right and opportunity to enforce contribution from
others, has neglected or waived the exercise of that right.
Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of July 4, 2026
CitationPD 612 (The Insurance Code) Section 165 (LawPlayer, data as of July 4, 2026)
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).