RA 7394 (Consumer Act of the Philippines) Article 139

General Requirement on Credit Cost Disclosure.

Article 139

ART. 139. General Requirement on Credit Cost Disclosure. - Each creditor shall disclose, in accordance with the regulations of the implementing agency, to each person to whom consumer credit is extended, the disclosures required by this Act. If there is more than one obligor, a creditor need not furnish a statement of information required under this Act to more than one of them.

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Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of July 4, 2026

CitationRA 7394 (Consumer Act of the Philippines) Article 139 (LawPlayer, data as of July 4, 2026)

Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).

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