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RA 7394 (Consumer Act of the Philippines) Article 144

Periodic Statement of Charges.

Article 144

ART. 144. Periodic Statement of Charges. - The periodic statement transmitted by the creditor in connection with any extension of consumer credit other than under an open-end consumer credit plan, shall set forth the following information: the simple annual rate; the effective interest rate; the date by which, or the period (if any) within which payment must be made in order to avoid additional finance charges; method of determining the balance upon which the finance charge may be imposed.

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Other provisions in CHAPTER VI

Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of 2026-07-04

CitationRA 7394 (Consumer Act of the Philippines) Article 144 (LawPlayer, data as of 2026-07-04)

Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).

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