2000 c. 8

Financial Services and Markets Act 2000

Act · In force · Enacted 2000-06-14 · 1,890 sections

An Act to make provision about the regulation of financial services and markets; to provide for the transfer of certain statutory functions relating to building societies, friendly societies, industrial and provident societies and certain other mutual societies; and for connected purposes.

Data synced 4 July 2026

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Part I — The Regulators 1 · 1 sectionPART 1A — The Regulatorss 1A–s 1RB · 27 sectionsCHAPTER 1 — The Financial Conduct Authoritys 1A–s 1RB · 27 sections

The Financial Conduct Authoritys 1A · 1 section

The FCA's general dutiess 1B–s 1E · 4 sections

Interpretation of terms used in relation to FCA's general dutiess 1F–s 1I · 4 sections

Power to amend objectivess 1J · 1 section

Guidance about objectivess 1K · 1 section

Supervision, monitoring and enforcements 1L · 1 section

Arrangements for consulting practitioners and consumerss 1M–s 1R · 6 sections

Reviewss 1S–s 1T · 2 sections

The FCA's general dutiess 1EB · 1 section

Modifications applying if core activity not regulated by PRAs 1IA · 1 section

Recommendationss 1JA · 1 section

Arrangements for consulting practitioners and consumerss 1MA–s 1RA · 3 sections

Requirements for public consultations 1RB · 1 section

Part I — The Regulators 2 · 1 section

The Authority’s general dutiess 2 · 1 section

PART 1A — The Regulatorss 2A–s 2NB · 21 sections

CHAPTER 2 — The Prudential Regulation Authoritys 2A–s 2NB · 21 sections

The Prudential Regulation Authoritys 2A · 1 section

The PRA's general dutiess 2B–s 2J · 9 sections

Supervisions 2K · 1 section

Arrangements for consulting practitionerss 2L–s 2N · 3 sections

Reviewss 2O–s 2P · 2 sections

The Prudential Regulation Authoritys 2AB · 1 section

Arrangements for consulting practitionerss 2LA–s 2NA · 3 sections

Requirements for public consultations 2NB · 1 section

Part I — The Regulators 3–s 3An · 2 sections

The regulatory objectivess 3–s 3An · 2 sections

PART 1A — The Regulatorss 3A–s 3RE · 25 sections

CHAPTER 3 — Further provisions relating to FCA and PRAs 3A–s 3RE · 25 sections

Introductorys 3A · 1 section

Regulatory principless 3B · 1 section

Corporate governances 3C · 1 section

Relationship between FCA and PRAs 3D–s 3H · 5 sections

Power of PRA to restrain proposed action by FCAs 3I–s 3L · 4 sections

Directions relating to consolidated supervisions 3M–s 3P · 4 sections

Co-operation with Bank of Englands 3Q · 1 section

Arrangements for provision of servicess 3R · 1 section

Enhancing public understanding of financial matters etc.s 3S · 1 section

Interpretations 3T · 1 section

Ruless 3RA–s 3RE · 5 sections

Part I — The Regulators 4–s 18 · 16 sections

The regulatory objectivess 4–s 6 · 3 sections

Enhancing public understanding of financial matters etcs 6A · 1 section

Corporate governances 7 · 1 section

Arrangements for consulting practitioners and consumerss 8–s 11 · 4 sections

Reviewss 12–s 13 · 2 sections

Inquiriess 14–s 18 · 5 sections

Part II — Regulated And Prohibited Activitiess 19–s 30 · 18 sections

The general prohibitions 19 · 1 section

Requirement for permissions 20 · 1 section

Financial promotions 21 · 1 section

Regulated activitiess 22–s 22B · 3 sections

Offencess 23–s 25 · 4 sections

Enforceability of agreementss 26–s 30 · 8 sections

Part III — Authorisation and Exemptions 31–s 39A · 10 sections

Authorisations 31–s 32 · 2 sections

Ending of authorisations 33–s 36 · 4 sections

Exercise of EEA rights by UK firmss 37 · 1 section

Exemptions 38–s 39A · 3 sections

Part IV — Permission to Carry on Regulated Activitiess 40–s 55 · 18 sections

Application for permissions 40–s 41 · 2 sections

Permissions 42–s 43 · 2 sections

Variation and cancellation of Part IV permissions 44–s 48 · 5 sections

Connected personss 49 · 1 section

Additional permissionss 50 · 1 section

Procedures 51–s 54 · 4 sections

Notifications 54A–s 54B · 2 sections

References to the Tribunals 55 · 1 section

PART 4A — Permission to carry on regulated activitiess 55A–s 55XA · 38 sections

Application for permissions 55A–s 55G · 7 sections

Variation and cancellation of Part 4A permissions 55H–s 55K · 4 sections

Imposition and variation of requirementss 55L–s 55P · 5 sections

Exercise of power in support of overseas regulators 55Q · 1 section

Connected personss 55R · 1 section

Additional permissionss 55S · 1 section

Persons whose interests are protecteds 55T · 1 section

Procedures 55U–s 55Z · 6 sections

Notifications 55Z1–s 55Z2A · 3 sections

References to the Tribunals 55Z3 · 1 section

Interpretations 55Z4 · 1 section

Variation and cancellation of Part 4A permissions 55JA–s 55KA · 2 sections

Imposition and variation of requirementss 55NA–s 55PB · 4 sections

Procedures 55XA · 1 section

Part V — Performance of Regulated Activitiess 56–s 71I · 48 sections

Prohibition orderss 56–s 58 · 3 sections

Approvals 59–s 63 · 12 sections

Performance of controlled functions without approvals 63A–s 63D · 4 sections

Certification of employeess 63E–s 63F · 2 sections

Approvals 63ZA–s 63ZE · 5 sections

...s 64 · 1 section

Conduct of approved persons and otherss 64A–s 64C · 3 sections

...s 65 · 1 section

Conduct of approved persons and otherss 66–s 70 · 7 sections

Breach of statutory dutys 71 · 1 section

“Relevant authorised person”s 71A · 1 section

Removal of directors and senior executives and appointment of temporary managers 71B–s 71I · 8 sections

PART 5A — Designated activitiess 71K–s 71Y · 15 sectionsCHAPTER 1 — GENERAL PROVISIONSs 71K–s 71S · 9 sectionsCHAPTER 2 — PROVISIONS RELATING TO PARTICULAR DESIGNATED ACTIVITIESs 71T–s 71Y · 6 sections

“Relevant designated activity” and “relevant Part 5A requirement”s 71T · 1 section

Procedure relating to relevant Part 5A directionss 71U–s 71Y · 5 sections

Part VI — Official Listings 72–s 103 · 98 sections

...s 72–s 73 · 2 sections

Ruless 73A · 1 section

The official lists 74 · 1 section

Listings 75–s 78A · 5 sections

Listing particularss 79–s 83 · 5 sections

Contravention of prohibition relating to public offer of securitiess 84–s 87 · 4 sections

Approval of prospectuss 87A–s 87D · 4 sections

Transfer of application for approval of a prospectuss 87E–s 87F · 2 sections

Supplementary prospectuss 87G · 1 section

Passportings 87H–s 87I · 2 sections

Transferable securities: powers of FCAs 87J–s 87P · 7 sections

Rights of investorss 87Q · 1 section

Registered investorss 87R · 1 section

Final termss 87FA–s 87FB · 2 sections

Transferable securities: powers of FCAs 87JA–s 87LA · 3 sections

Sponsorss 88–s 89 · 8 sections

Transparency obligationss 89A–s 89G · 7 sections

Power of FCA to call for informations 89H–s 89J · 3 sections

Powers exercisable in case of infringement of transparency obligations 89K–s 89N · 4 sections

Corporate governances 89O · 1 section

Primary information providerss 89P–s 89W · 8 sections

Powers exercisable in case of infringement of transparency obligations 89NA · 1 section

Compensation for false or misleading statements etcs 90–s 90ZA · 4 sections

Penaltiess 91–s 94 · 4 sections

Competitions 95 · 1 section

Miscellaneouss 96–s 102 · 12 sections

Interpretative provisionss 102A–s 103 · 4 sections

Part VII — Control of Business Transferss 103A–s 117 · 21 sections (18 directly here)

Business transfers outside the United Kingdoms 115–s 116 · 2 sections

Modificationss 117 · 1 section

Part VIII — Provisions relating to market abuses 118–s 131A · 34 sections

...s 118–s 122 · 8 sections

Powers to require information and supplemental provisionss 122A–s 122F · 6 sections

Other administrative powerss 122G–s 122IA · 5 sections

Administrative sanctionss 123–s 123C · 4 sections

Statement of policys 124–s 125 · 2 sections

Procedures 126–s 127A · 3 sections

Miscellaneouss 128–s 131A · 6 sections

Part 8A — Short sellings 131B–s 131L · 11 sections

Short selling ruless 131B–s 131D · 3 sections

Power to require informations 131E–s 131F · 2 sections

Breach of short selling regulation etcs 131G–s 131L · 6 sections

PART 8B — Cash access servicess 131M–s 131Z2 · 16 sections

Introductorys 131M–s 131O · 3 sections

Cash access policy statements 131P–s 131Q · 2 sections

Designations 131R–s 131T · 3 sections

Supervision of designated personss 131U–s 131Z2 · 8 sections

Part VIII — Provisions relating to market abuses 131AA–s 131AE · 5 sections

Miscellaneouss 131AA–s 131AE · 5 sections

Part 8A — Short sellings 131FA–s 131FC · 3 sections

Power to require informations 131FA–s 131FC · 3 sections

Parts 132–s 137 · 8 sections (4 directly here)

Legal assistance before the Tribunals 134–s 136 · 3 sections

Pblocks 137 · 1 section

PART 9A — Rules and Guidances 137A–s 137FBB · 33 sectionsCHAPTER 1 — Rule-making powerss 137A–s 137FBB · 33 sections

General rule-making powers of the FCA and the PRAs 137A–s 137N · 14 sections

Specific rule-making powerss 137O–s 137S · 5 sections

Supplementary powerss 137T · 1 section

General rule-making powers of the FCA and the PRAs 137AA–s 137GA · 6 sections

Specific rule-making powerss 137SA–s 137SB · 2 sections

General rule-making powers of the FCA and the PRAs 137FAA–s 137FBB · 5 sections

Part X — Rules and Guidances 138 · 1 sectionChapter I — Rule-making Powerss 138 · 1 section

PART 9A — Rules and Guidances 138A–s 138JB · 25 sections

CHAPTER 2 — Rules: modification, waiver, contravention and procedural provisionss 138A–s 138O · 15 sections

Modification or waiver of ruless 138A–s 138B · 2 sections

Contravention of ruless 138C–s 138E · 3 sections

Procedural provisionss 138F–s 138O · 10 sections

CHAPTER 2A — Technical Standardss 138P–s 138S · 4 sections

CHAPTER 2 — Rules: modification, waiver, contravention and procedural provisionss 138BA–s 138JB · 6 sections

Modification or waiver of ruless 138BA · 1 section

Procedural provisionss 138EA–s 138JB · 5 sections

Part X — Rules and Guidances 139 · 1 section

Chapter I — Rule-making Powerss 139 · 1 section

PART 9A — Rules and Guidances 139A · 1 section

CHAPTER 3 — Guidances 139A · 1 section

Part X — Rules and Guidances 139An1 · 1 section

Chapter I — Rule-making Powerss 139An1 · 1 section

PART 9A — Rules and Guidances 139B · 1 section

CHAPTER 3 — Guidances 139B · 1 section

Part X — Rules and Guidances 139Bn1–s 140 · 6 sections

Chapter I — Rule-making Powerss 139Bn1–s 140 · 6 sections

PART 9A — Rules and Guidances 140A–s 140H · 8 sections

CHAPTER 4 — Competition scrutinys 140A–s 140H · 8 sections

Part X — Rules and Guidances 141 · 1 section

Chapter I — Rule-making Powerss 141 · 1 section

PART 9A — Rules and Guidances 141A–s 141B · 2 sections

CHAPTER 5 — Power to make consequential amendmentss 141A–s 141B · 2 sections

Part X — Rules and Guidances 142 · 1 section

Chapter I — Rule-making Powerss 142 · 1 section

PART 9B — Ring-fencings 142A–s 142Z1 · 27 sections

Introductorys 142A–s 142F · 6 sections

Ring-fenced bodies not to carry on excluded activities or contravene prohibitionss 142G · 1 section

Ring-fencing ruless 142H–s 142J · 3 sections

Group restructuring powerss 142K–s 142R · 8 sections

Failure of parent undertaking to comply with directions 142S–s 142V · 4 sections

Pension liabilitiess 142W–s 142X · 2 sections

Loss-absorbency requirementss 142Y · 1 section

Generals 142Z–s 142Z1 · 2 sections

Part X — Rules and Guidances 143 · 1 section

Chapter I — Rule-making Powerss 143 · 1 section

PART 9C — Prudential regulation of FCA investment firmss 143A–s 143Z · 26 sections

Interpretations 143A–s 143B · 2 sections

Ruless 143C–s 143I · 7 sections

Requirement to have UK parent undertakings 143J · 1 section

Imposition of requirements on non-authorised parent undertakingss 143K–s 143Q · 7 sections

Control of managers etc of non-authorised parent undertakingss 143R–s 143V · 5 sections

Disciplinary measures for non-authorised parent undertakingss 143W–s 143Z · 4 sections

Part X — Rules and Guidances 144 · 1 section

Chapter I — Rule-making Powerss 144 · 1 section

Specific ruless 144 · 1 section

PART 9D — Prudential regulation of credit institutions etcs 144A–s 144H · 8 sections

Interpretations 144A–s 144B · 2 sections

Making CRR ruless 144C–s 144F · 4 sections

Content of CRR ruless 144G–s 144H · 2 sections

Part X — Rules and Guidances 145–s 164 · 21 sections

Chapter I — Rule-making Powerss 145–s 156 · 12 sections

Specific ruless 145–s 147 · 3 sections

Modification or waivers 148 · 1 section

Contravention of ruless 149–s 151 · 3 sections

Procedural provisionss 152–s 156 · 5 sections

Chapter II — Guidances 157–s 158A · 3 sections

Chapter III — Competition Scrutinys 159–s 164 · 6 sections

Part XI — Information Gathering and Investigationss 165–s 177A · 20 sections

Powers to gather informations 165–s 166A · 6 sections

Appointment of investigatorss 167–s 168 · 2 sections

Assistance to overseas regulatorss 169–s 169A · 2 sections

Conduct of investigationss 170–s 176A · 8 sections

Offencess 177 · 1 section

Interpretations 177A · 1 section

Part XII — Control Over Authorised Personss 178–s 192 · 26 sections

Notices of acquisitions of control over UK authorised personss 178–s 180 · 3 sections

Acquiring control and other changes of holdings 181–s 184 · 4 sections

Assessment procedures 185–s 191 · 11 sections

Enforcement proceduress 191A–s 191C · 3 sections

Notice of reductions of control of UK authorised personss 191D–s 191E · 2 sections

Offencess 191F · 1 section

Interpretations 191G · 1 section

Miscellaneouss 192 · 1 section

PART 12A — Powers exercisable in relation to parent undertakingss 192A–s 192N · 14 sections

Introductorys 192A–s 192B · 2 sections

Power of directions 192C–s 192I · 7 sections

Rules requiring provision of information by parent undertakingss 192J · 1 section

Failure to comply with direction or breach of ruless 192K–s 192N · 4 sections

PART 12B — Approval of certain holding companiess 192O–s 192Z3 · 15 sections (5 directly here)

Interpretations 192O · 1 section

Approvals 192P–s 192X · 9 sections

PART 12A — Powers exercisable in relation to parent undertakingss 192JA–s 192JB · 2 sections

Rules applying to parent undertakings of ring-fenced bodiess 192JA · 1 section

Rules requiring parent undertakings to facilitate resolutions 192JB · 1 section

PART 12B — Approval of certain holding companiess 192XA–s 192XC · 3 sections

Ruless 192XA–s 192XC · 3 sections

Part XIII — Incoming Firms: Intervention by FCA or PRAs 193–s 203 · 19 sections

Interpretations 193–s 196 · 11 sections

Exercise of power of interventions 197–s 199A · 4 sections

Supplementals 200–s 202 · 3 sections

Powers of Office of Fair Tradings 203 · 1 section

PART 13A — Enhanced supervision of firms exercising rights under the Insurance Distribution Directives 203A–s 203D · 4 sections

Part XIII — Incoming Firms: Intervention by FCA or PRAs 204 · 1 section

Powers of Office of Fair Tradings 204 · 1 section

Part XIV — Disciplinary Measuress 204A–s 211 · 11 sectionsPart XV — The Financial Services Compensation Schemes 212–s 224A · 36 sections

The scheme managers 212 · 1 section

The schemes 213 · 1 section

Provisions of the schemes 214–s 217 · 14 sections

Relationship with the regulatorss 217A · 1 section

Annual plan and reports 217B · 1 section

Provisions of the schemes 217ZA–s 217ZB · 2 sections

Annual plan and reports 218 · 1 section

Information and documentss 218A–s 218B · 2 sections

Annual plan and reports 218ZA · 1 section

Information and documentss 219–s 221 · 4 sections

Miscellaneouss 221A–s 224A · 8 sections

Part 15A — Power to require FSCS manager to act in relation to other schemess 224B–s 224F · 5 sections

Introductions 224B · 1 section

Power to require FSCS manager to acts 224C–s 224E · 3 sections

Ruless 224F · 1 section

Part XV — The Financial Services Compensation Schemes 224ZA · 1 section

Miscellaneouss 224ZA · 1 section

Part XVI — The Ombudsman Schemes 225–s 234B · 15 sections

The schemes 225–s 227 · 4 sections

Determination of complaintss 228–s 230A · 4 sections

Informations 231–s 233 · 4 sections

Fundings 234–s 234A · 2 sections

Successors to businessess 234B · 1 section

PART 16A — Consumer protection and competitions 234C–s 234O · 13 sections

Super-complaints and references to FCAs 234C–s 234G · 5 sections

Competitions 234H–s 234O · 8 sections

Part XVII — Collective Investment Schemess 235–s 284 · 114 sectionsChapter I — Interpretations 235–s 237 · 5 sectionsChapter II — Restrictions on Promotions 238–s 241 · 4 sectionsCHAPTER 2A — PROHIBITION ON ISSUE OF BEARER UNITSs 241A · 1 sectionChapter III — Authorised Unit Trust Schemess 242–s 261B · 25 sections

Applications for authorisations 242–s 244 · 4 sections

Applications refuseds 245 · 1 section

Certificatess 246 · 1 section

Ruless 247–s 250 · 4 sections

Alterationss 251–s 252A · 3 sections

Exclusion clausess 253 · 1 section

Ending of authorisations 254–s 256 · 3 sections

Powers of interventions 257–s 261B · 8 sections

CHAPTER 3A — AUTHORISED CONTRACTUAL SCHEMESs 261C–s 261Z5 · 29 sections

Applications for authorisations 261C–s 261F · 4 sections

Applications refuseds 261G · 1 section

Certificatess 261H · 1 section

Ruless 261I–s 261L · 4 sections

Co-ownership schemes: rights and liabilities of participantss 261M–s 261P · 4 sections

Alterationss 261Q–s 261S · 3 sections

Exclusion clausess 261T · 1 section

Ending of authorisations 261U–s 261W · 3 sections

Powers of interventions 261X–s 261Z5 · 8 sections

CHAPTER 3B — Unauthorised co-ownership AIFss 261Z6 · 1 section

CHAPTER 3A — AUTHORISED CONTRACTUAL SCHEMESs 261EA · 1 section

Applications for authorisations 261EA · 1 section

Chapter IV — Open-ended Investment Companiess 262–s 263 · 2 sectionsChapter V — Recognised Overseas Schemess 264–s 283 · 43 sections

Schemes constituted in other EEA Statess 264–s 269 · 6 sections

...s 270–s 271 · 2 sections

Schemes authorised in approved countriess 271A–s 271S · 19 sections

Individually recognised overseas schemess 272–s 277A · 7 sections

...s 278–s 282C · 8 sections

Facilities and information in UKs 283 · 1 section

CHAPTER 5A — MASTER-FEEDER STRUCTURESs 283A–s 283B · 2 sectionsChapter VI — Investigationss 284 · 1 sectionPART 17A — Transformer Vehicless 284A · 1 sectionPart XVIII — Recognised investment exchanges, clearing houses , CSDs and other partiess 285–s 313 · 123 sectionsChapter I — Exemptions 285–s 301 · 40 sections

Generals 285–s 286 · 3 sections

Applications for recognitions 287–s 292 · 11 sections

Publication of information by recognised investment exchanges 292A · 1 section

Supervisions 293–s 300 · 11 sections

Power to disallow excessive regulatory provisions 300A–s 300E · 5 sections

General rule-making powerss 300F–s 300H · 3 sections

Bank of England ruless 300I–s 300M · 5 sections

Other matterss 301 · 1 section

CHAPTER 1A — CONTROL OVER RECOGNISED INVESTMENT EXCHANGEs 301A–s 301M · 13 sections

Notices of acquisitions of control over recognised investment exchangess 301A–s 301C · 3 sections

Acquiring and increasing controls 301D–s 301E · 2 sections

Assessment procedures 301F–s 301H · 3 sections

Enforcement proceduress 301I–s 301K · 3 sections

Offencess 301L · 1 section

Interpretations 301M · 1 section

Chapter II — Competition Scrutinys 302–s 309 · 8 sections (1 directly here)

Role of Office of Fair Tradings 303–s 305 · 3 sections

Role of Competition Commissions 306 · 1 section

Role of the Treasurys 307–s 309 · 3 sections

CHAPTER 2A — Performance of functions of recognised bodiess 309A–s 309Z8 · 34 sections

Relevant recognised bodiess 309A · 1 section

Prohibitions 309B–s 309F · 5 sections

Approvals 309G–s 309X · 18 sections

Certification of employeess 309Y–s 309Z · 2 sections

Rules of conducts 309Z1 · 1 section

Disciplinary action by appropriate regulators 309Z2–s 309Z6 · 5 sections

Interpretations 309Z7 · 1 section

Application of this Chapter to credit rating agenciess 309Z8 · 1 section

Chapter II — Competition Scrutinys 310 · 1 section

Role of the Treasurys 310 · 1 section

Chapter III — Exclusion from the Competition Act 1998s 311–s 312 · 2 sectionsCHAPTER 3A — PASSPORT RIGHTSs 312A–s 312D · 4 sections

EEA market operators in United Kingdoms 312A–s 312B · 2 sections

Recognised investment exchanges operating in EEA States (other than the United Kingdom)s 312C · 1 section

Interpretations 312D · 1 section

CHAPTER 3B — Disciplinary measures in respect of recognised bodiess 312E–s 312K · 7 sectionsCHAPTER 3C — Critical third partiess 312L–s 312W · 12 sections

CHAPTER 3B — Disciplinary measures in respect of recognised bodiess 312FA · 1 section

Chapter IV — Interpretations 313 · 1 section

Interpretations 313 · 1 section

Part 18A — SUSPENSION AND REMOVAL OF FINANCIAL INSTRUMENTS FROM TRADINGs 313A–s 313CBA · 13 sectionsPart XIX — Lloyd’ss 314–s 324 · 12 sections

Generals 314–s 314A · 2 sections

The Societys 315 · 1 section

Power to apply Act to Lloyd’s underwritings 316–s 319 · 4 sections

Former underwriting memberss 320–s 322 · 3 sections

Transfers of business done at Lloyd’ss 323 · 1 section

Supplementals 324 · 1 section

Part XX — Provision of Financial Services by Members of the Professionss 325–s 333 · 9 sectionsPART 20A — PENSIONS GUIDANCEs 333A–s 333R · 18 sections (1 directly here)

Giving of pensions guidances 333B–s 333D · 3 sections

Designation of guidance providerss 333E · 1 section

Co-operation and information sharings 333F · 1 section

False claims when giving pensions guidances 333G · 1 section

Standards for giving of pensions guidance by designated guidance providerss 333H–s 333N · 7 sections

FCA 's duties and power to give guidances 333O–s 333P · 2 sections

Funding of pensions guidances 333Q–s 333R · 2 sections

PART 20B — Illegal Money Lendings 333S–s 333T · 2 sectionsPart XXI — Mutual Societiess 334–s 339 · 6 sections

Friendly societiess 334–s 335 · 2 sections

Building societiess 336–s 337 · 2 sections

Industrial and provident societies and credit unionss 338 · 1 section

Supplementals 339 · 1 section

Part XXII — Auditors and Actuariess 339A–s 346 · 15 sections

General duties of regulators 339A–s 339C · 3 sections

Appointments 340 · 1 section

Informations 341–s 344 · 4 sections

Disciplinary measuress 345–s 345E · 6 sections

Offences 346 · 1 section

Part XXIII — Public Record, Disclosure of Information and Co-operations 347–s 354H · 19 sections

The public records 347–s 347A · 2 sections

Disclosure of informations 348–s 353 · 7 sections

Information received from Bank of Englands 353A · 1 section

Co-operations 354–s 354C · 4 sections

Provision of information to ESMA, the Commission and other EEA Statess 354D–s 354H · 5 sections

Part XXIV — Insolvencys 355–s 379A · 41 sections

Interpretations 355 · 1 section

Arrangements and reconstructions: companies in financial difficultys 355A–s 355B · 2 sections

Voluntary arrangementss 356–s 358 · 3 sections

Administration orderss 359–s 362A · 5 sections

Receiverships 363–s 364 · 2 sections

Voluntary winding ups 365–s 366 · 2 sections

Winding up by the courts 367–s 371 · 6 sections

Bankruptcys 372–s 374 · 3 sections

Provisions against debt avoidances 375 · 1 section

Supplemental provisions concerning insurerss 376–s 379 · 15 sections

Settlement finalitys 379A · 1 section

Part XXV — Injunctions and Restitutions 380–s 386 · 7 sections

Injunctionss 380–s 381 · 2 sections

Restitution orderss 382–s 383 · 2 sections

Restitution required by FCA or PRAs 384–s 386 · 3 sections

Part XXVI — Noticess 387–s 396 · 16 sections

Warning noticess 387 · 1 section

Decision noticess 388 · 1 section

Conclusion of proceedingss 389–s 390 · 2 sections

Publications 391–s 391F · 7 sections

Third party rights and access to evidences 392–s 394 · 3 sections

The FCA's and PRA's proceduress 395–s 396 · 2 sections

Part XXVII — Offencess 397–s 403 · 7 sections

Miscellaneous offencess 397–s 399 · 3 sections

Bodies corporate and partnershipss 400 · 1 section

Institution of proceedingss 401–s 403 · 3 sections

Part XXVIII — Miscellaneouss 404–s 416B · 32 sections

Consumer redress schemess 404–s 404G · 8 sections

Third countriess 405–s 409 · 5 sections

International powers and obligationss 409A–s 410 · 3 sections

Fees to meet Treasury expensess 410A–s 410B · 2 sections

Tax treatment of levies and repaymentss 411 · 1 section

Gaming contractss 412 · 1 section

Trade-matching and reporting systemss 412A–s 412B · 2 sections

Limitation on powers to require documentss 413 · 1 section

Service of noticess 414 · 1 section

Jurisdictions 415 · 1 section

Powers under the Acts 415A · 1 section

Consultation and co-operations 415B–s 415C · 2 sections

Powers under the Acts 415AA · 1 section

Removal of certain unnecessary provisionss 416 · 1 section

Sustainability disclosure requirementss 416A–s 416B · 2 sections

Part XXIX — Interpretations 417–s 425C · 19 sectionsPart XXX — Supplementals 426–s 433 · 8 sections

SchedulesSch 1 para 1–Sch 21 para 2 · 642 sections

SCHEDULE 1 — The Financial Services AuthoritySch 1 para 1–Sch 1 para 21 · 23 sectionsPart I — GeneralSch 1 para 1–Sch 1 para 12 · 12 sections

InterpretationSch 1 para 1 · 1 section

ConstitutionSch 1 para 2 · 1 section

Non-executive members of the governing bodySch 1 para 3 · 1 section

Functions of the non-executive committeeSch 1 para 4 · 1 section

Arrangements for discharging functionsSch 1 para 5 · 1 section

Monitoring and enforcementSch 1 para 6 · 1 section

Arrangements for the investigation of complaintsSch 1 para 7 · 1 section

Investigation of complaintsSch 1 para 8 · 1 section

RecordsSch 1 para 9 · 1 section

Annual reportSch 1 para 10 · 1 section

Annual public meetingSch 1 para 11 · 1 section

Report of annual meetingSch 1 para 12 · 1 section

Part II — StatusSch 1 para 13–Sch 1 para 15 · 3 sections (1 directly here)

Exemption from requirement of “limited” in Authority’s nameSch 1 para 14–Sch 1 para 15 · 2 sections

Part III — Penalties and FeesSch 1 para 16–Sch 1 para 18 · 3 sections

PenaltiesSch 1 para 16 · 1 section

FeesSch 1 para 17 · 1 section

Services for which fees may not be chargedSch 1 para 18 · 1 section

Part IV — MiscellaneousSch 1 para 19–Sch 1 para 21 · 5 sections

Exemption from liability in damagesSch 1 para 19–Sch 1 para 19A · 2 sections

Amounts required by rules to be paid to the AuthoritySch 1 para 19B · 1 section

Disqualification for membership of House of CommonsSch 1 para 20 · 1 section

Disqualification for membership of Northern Ireland AssemblySch 1 para 21 · 1 section

SCHEDULE 1ZA — The Financial Conduct AuthoritySch 1ZA para 1–Sch 1ZA para 29 · 33 sections

PART 1 — GeneralSch 1ZA para 1–Sch 1ZA para 15 · 19 sections

InterpretationSch 1ZA para 1 · 1 section

ConstitutionSch 1ZA para 2–Sch 1ZA para 6A · 8 sections

RemunerationSch 1ZA para 7 · 1 section

Arrangements for discharging functionsSch 1ZA para 8 · 1 section

RecordsSch 1ZA para 9 · 1 section

Publication of record of meetings of governing bodySch 1ZA para 10 · 1 section

Annual reportSch 1ZA para 11 · 1 section

Other reportsSch 1ZA para 11A · 1 section

Annual public meetingSch 1ZA para 12 · 1 section

Report of annual meetingSch 1ZA para 13 · 1 section

Accounts and auditSch 1ZA para 14–Sch 1ZA para 15 · 2 sections

PART 2 — StatusSch 1ZA para 16–Sch 1ZA para 18 · 3 sections

StatusSch 1ZA para 16 · 1 section

Exemption from requirement for use of “limited” in name of FCASch 1ZA para 17–Sch 1ZA para 18 · 2 sections

PART 3 — Penalties and feesSch 1ZA para 19–Sch 1ZA para 24 · 6 sections

PenaltiesSch 1ZA para 19–Sch 1ZA para 22 · 4 sections

FeesSch 1ZA para 23 · 1 section

Services for which fees may not be chargedSch 1ZA para 24 · 1 section

PART 4 — MiscellaneousSch 1ZA para 25–Sch 1ZA para 29 · 5 sections

Exemption from liability in damagesSch 1ZA para 25 · 1 section

Accredited financial investigatorsSch 1ZA para 26 · 1 section

Amounts required by rules to be paid to the FCASch 1ZA para 27 · 1 section

Engagement with Parliamentary CommitteesSch 1ZA para 28–Sch 1ZA para 29 · 2 sections

SCHEDULE 1ZB — The Prudential Regulation AuthoritySch 1ZB para 1–Sch 1ZB para 37 · 38 sections

PART 1 — GeneralSch 1ZB para 1–Sch 1ZB para 23 · 24 sections

InterpretationSch 1ZB para 1 · 1 section

ConstitutionSch 1ZB para 2–Sch 1ZB para 5 · 4 sections

Appointed members of governing bodySch 1ZB para 6–Sch 1ZB para 14 · 9 sections

Terms of serviceSch 1ZB para 15 · 1 section

Arrangements for discharging functionsSch 1ZB para 16 · 1 section

RecordsSch 1ZB para 17 · 1 section

BudgetSch 1ZB para 18 · 1 section

Annual reportSch 1ZB para 19 · 1 section

Consultation about annual reportSch 1ZB para 20 · 1 section

Report on consultationSch 1ZB para 21 · 1 section

Other reportsSch 1ZB para 21A · 1 section

Accounts and auditSch 1ZB para 22–Sch 1ZB para 23 · 2 sections

PART 2 — StatusSch 1ZB para 24–Sch 1ZB para 26 · 3 sections

StatusSch 1ZB para 24 · 1 section

Exemption from requirement for use of “limited” in name of PRASch 1ZB para 25–Sch 1ZB para 26 · 2 sections

PART 3 — Penalties and feesSch 1ZB para 27–Sch 1ZB para 32 · 6 sections

PenaltiesSch 1ZB para 27–Sch 1ZB para 30 · 4 sections

FeesSch 1ZB para 31 · 1 section

Services for which fees may not be chargedSch 1ZB para 32 · 1 section

PART 4 — MiscellaneousSch 1ZB para 33–Sch 1ZB para 37 · 5 sections

Exemption from liability in damagesSch 1ZB para 33 · 1 section

Accredited financial investigatorsSch 1ZB para 34 · 1 section

Amounts required by rules to be paid to the PRASch 1ZB para 35 · 1 section

Engagement with Parliamentary CommitteesSch 1ZB para 36–Sch 1ZB para 37 · 2 sections

SCHEDULE 1A — Further provision about the consumer financial education bodySch 1A para 1–Sch 1A para 16 · 19 sectionsPart 1 — GeneralSch 1A para 1–Sch 1A para 10 · 13 sections

Ensuring exercise of consumer financial education function etcSch 1A para 1 · 1 section

ConstitutionSch 1A para 2 · 1 section

StatusSch 1A para 3 · 1 section

Discharge of function by othersSch 1A para 4–Sch 1A para 5 · 2 sections

Discharge of functions: considerationsSch 1A para 6 · 1 section

Relationship with the FCASch 1A para 6A–Sch 1A para 6B · 2 sections

BudgetSch 1A para 7 · 1 section

Annual planSch 1A para 8 · 1 section

Annual reportsSch 1A para 9 · 1 section

Audit of accountsSch 1A para 9A · 1 section

...Sch 1A para 10 · 1 section

Part 2 — FundingSch 1A para 11–Sch 1A para 14 · 4 sections

Meaning of “the relevant costs”Sch 1A para 11 · 1 section

Funding of the relevant costs by authorised persons , payment service providers or electronic money issuersSch 1A para 12 · 1 section

Funding of the relevant costs by consumer credit licensees etcSch 1A para 13 · 1 section

Funding by grants or loans etc made by Treasury or Secretary of StateSch 1A para 14 · 1 section

Part 3 — ReviewsSch 1A para 15–Sch 1A para 16 · 2 sections

Reviews of economy etc of the consumer financial education bodySch 1A para 15 · 1 section

Right to obtain documents and informationSch 1A para 16 · 1 section

SCHEDULE 2 — Regulated ActivitiesSch 2 para 1–Sch 2 para 27 · 38 sectionsPart I — Regulated activities: generalSch 2 para 1–Sch 2 para 9 · 9 sections

GeneralSch 2 para 1 · 1 section

Dealing in investmentsSch 2 para 2 · 1 section

Arranging deals in investmentsSch 2 para 3 · 1 section

Deposit takingSch 2 para 4 · 1 section

Safekeeping and administration of assetsSch 2 para 5 · 1 section

Managing investmentsSch 2 para 6 · 1 section

Investment adviceSch 2 para 7 · 1 section

Establishing collective investment schemesSch 2 para 8 · 1 section

Using computer-based systems for giving investment instructionsSch 2 para 9 · 1 section

Part 1A — Regulated activities: reclaim fundsSch 2 para 9A · 1 sectionPart II — InvestmentsSch 2 para 10–Sch 2 para 24 · 17 sections

GeneralSch 2 para 10 · 1 section

SecuritiesSch 2 para 11 · 1 section

Instruments creating or acknowledging indebtednessSch 2 para 12 · 1 section

Government and public securitiesSch 2 para 13 · 1 section

Instruments giving entitlement to investmentsSch 2 para 14 · 1 section

Certificates representing securitiesSch 2 para 15 · 1 section

Units in collective investment schemesSch 2 para 16 · 1 section

OptionsSch 2 para 17 · 1 section

FuturesSch 2 para 18 · 1 section

Contracts for differencesSch 2 para 19 · 1 section

Contracts of insuranceSch 2 para 20 · 1 section

Participation in Lloyd’s syndicatesSch 2 para 21 · 1 section

DepositsSch 2 para 22 · 1 section

Loans and other forms of creditSch 2 para 23 · 1 section

Other finance arrangements involving landSch 2 para 23A · 1 section

Contracts for hire of goodsSch 2 para 23B · 1 section

Rights in investmentsSch 2 para 24 · 1 section

PART 2A — Regulated activities relating to information about persons' financial standingSch 2 para 24A–Sch 2 para 24D · 4 sectionsPART 2B — Regulated activities relating to the setting of benchmarksSch 2 para 24E–Sch 2 para 24H · 4 sectionsPart III — Supplemental ProvisionsSch 2 para 25–Sch 2 para 27 · 3 sections

The order-making powerSch 2 para 25 · 1 section

Parliamentary controlSch 2 para 26 · 1 section

InterpretationSch 2 para 27 · 1 section

SCHEDULE 2A — Gibraltar-based persons carrying on activities in the UKSch 2A para 1–Sch 2A para 83 · 83 sectionsPART 1 — Interpretation etcSch 2A para 1–Sch 2A para 4 · 4 sections

Gibraltar-based personSch 2A para 1 · 1 section

RegulatorsSch 2A para 2 · 1 section

Activities and branchesSch 2A para 3 · 1 section

UK regulators' objectivesSch 2A para 4 · 1 section

PART 2 — Approved activitiesSch 2A para 5–Sch 2A para 11 · 7 sections

Approval of regulated activitiesSch 2A para 5 · 1 section

Corresponding activities regulated in GibraltarSch 2A para 6 · 1 section

ObjectivesSch 2A para 7 · 1 section

Alignment of law and practiceSch 2A para 8 · 1 section

Co-operationSch 2A para 9 · 1 section

ConsultationSch 2A para 10 · 1 section

Withdrawal of approvalSch 2A para 11 · 1 section

PART 3 — Permission to carry on an approved activitySch 2A para 12–Sch 2A para 20 · 9 sections

Obtaining permission to carry on an approved activitySch 2A para 12 · 1 section

Schedule 2A permissionSch 2A para 13 · 1 section

The appropriate UK regulatorSch 2A para 14 · 1 section

Notifying the appropriate UK regulatorSch 2A para 15 · 1 section

Considering a notificationSch 2A para 16 · 1 section

Rejecting a notificationSch 2A para 17 · 1 section

Duties to rejectSch 2A para 18 · 1 section

Power to reject: prohibition order in respect of senior managerSch 2A para 19 · 1 section

Power to reject: loss of access right and serious threat to the UKSch 2A para 20 · 1 section

PART 4 — Variation of permissionSch 2A para 21–Sch 2A para 30 · 10 sections

Variation of permissionSch 2A para 21 · 1 section

Gibraltar regulator's initiative: notificationSch 2A para 22 · 1 section

Gibraltar regulator's initiative: the appropriate UK regulatorSch 2A para 23 · 1 section

Gibraltar regulator's initiative: notifying the UK regulatorSch 2A para 24 · 1 section

Gibraltar regulator's initiative: considering a notificationSch 2A para 25 · 1 section

Gibraltar regulator's initiative: rejecting a notificationSch 2A para 26 · 1 section

UK regulator's initiativeSch 2A para 27 · 1 section

Own-initiative conditionsSch 2A para 28 · 1 section

UK regulator's initiative: procedureSch 2A para 29 · 1 section

Right to refer matters to the TribunalSch 2A para 30 · 1 section

PART 5 — Cancellation of permissionSch 2A para 31–Sch 2A para 39 · 9 sections

Cancellation of permissionSch 2A para 31 · 1 section

Gibraltar regulator's initiative: notificationSch 2A para 32 · 1 section

Gibraltar regulator's initiative: the appropriate UK regulatorSch 2A para 33 · 1 section

Gibraltar regulator's initiative: notifying the UK regulatorSch 2A para 34 · 1 section

Gibraltar regulator's initiative: considering a notificationSch 2A para 35 · 1 section

Gibraltar regulator's initiative: rejecting a notificationSch 2A para 36 · 1 section

UK regulator's initiativeSch 2A para 37 · 1 section

UK regulator's initiative: procedureSch 2A para 38 · 1 section

Right to refer matters to the TribunalSch 2A para 39 · 1 section

PART 6 — RequirementsSch 2A para 40–Sch 2A para 55 · 16 sections

RequirementsSch 2A para 40 · 1 section

Imposing requirements in connection with Part 3 or 4 notificationSch 2A para 41 · 1 section

Imposing requirements in connection with Part 3 or 4 notification: procedureSch 2A para 42 · 1 section

Right to refer matters to the TribunalSch 2A para 43 · 1 section

Gibraltar regulator's initiative: notificationSch 2A para 44 · 1 section

Gibraltar regulator's initiative: the appropriate UK regulatorSch 2A para 45 · 1 section

Gibraltar regulator's initiative: notifying the UK regulatorSch 2A para 46 · 1 section

Gibraltar regulator's initiative: considering a notificationSch 2A para 47 · 1 section

Gibraltar regulator's initiative: rejecting a notificationSch 2A para 48 · 1 section

UK regulator's initiative: imposing, varying and cancelling requirementsSch 2A para 49 · 1 section

UK regulator's initiative: procedure for imposing or varying requirementsSch 2A para 50 · 1 section

UK regulator's initiative: procedure for cancellationSch 2A para 51 · 1 section

Right to refer matters to the TribunalSch 2A para 52 · 1 section

Assets requirementsSch 2A para 53 · 1 section

Further provision about requirementsSch 2A para 54 · 1 section

Contravention of requirement imposed under this PartSch 2A para 55 · 1 section

PART 7 — ChangesSch 2A para 56 · 1 section

Duty to notify UK regulators of changesSch 2A para 56 · 1 section

PART 8 — UK regulators' directions about informationSch 2A para 57 · 1 section

Directions about information to be included in notificationsSch 2A para 57 · 1 section

PART 9 — Transition on withdrawal of approval of regulated activity etcSch 2A para 58–Sch 2A para 63 · 6 sections

Transition on withdrawal of approval of regulated activitySch 2A para 58 · 1 section

Transition on Gibraltar activity ceasing to be corresponding activitySch 2A para 59 · 1 section

Restricting transitional permissionSch 2A para 60 · 1 section

Directions about protected contractsSch 2A para 61 · 1 section

Right to refer matters to the TribunalSch 2A para 62 · 1 section

Further powersSch 2A para 63 · 1 section

PART 10 — Transition on cancellation of UK or Gibraltar permissionSch 2A para 64–Sch 2A para 70 · 7 sections

Transition on cancellation of Schedule 2A permissionSch 2A para 64 · 1 section

Transition on cancellation of Gibraltar permissionSch 2A para 65 · 1 section

The appropriate UK regulatorSch 2A para 66 · 1 section

Directions about protected contractsSch 2A para 67 · 1 section

End of transitionSch 2A para 68 · 1 section

End of transition: procedureSch 2A para 69 · 1 section

Right to refer matters to the TribunalSch 2A para 70 · 1 section

PART 11 — Policy statementsSch 2A para 71–Sch 2A para 72 · 2 sections

Policy statementsSch 2A para 71 · 1 section

Policy statements: procedureSch 2A para 72 · 1 section

PART 12 — Consultation etc by UK regulatorsSch 2A para 73–Sch 2A para 79 · 7 sections

FCA's duties to consult the PRASch 2A para 73 · 1 section

FCA's duties to obtain consent from the PRASch 2A para 74 · 1 section

FCA's duties to inform the PRASch 2A para 75 · 1 section

PRA's duties to consult the FCASch 2A para 76 · 1 section

PRA's duty to obtain consent from the FCASch 2A para 77 · 1 section

PRA's duties to inform the FCASch 2A para 78 · 1 section

UK regulators' duties to inform the Gibraltar regulatorSch 2A para 79 · 1 section

PART 13 — Co-operation and AssistanceSch 2A para 80–Sch 2A para 82 · 3 sections

Duties to co-operateSch 2A para 80 · 1 section

Publication and review of arrangements for co-operationSch 2A para 81 · 1 section

Provision of reports to assist the TreasurySch 2A para 82 · 1 section

PART 14 — Special casesSch 2A para 83 · 1 section

Gibraltar-based individuals carrying on insurance distribution activitiesSch 2A para 83 · 1 section

SCHEDULE 3 — EEA Passport RightsSch 3 para 1–Sch 3 para 29 · 54 sectionsPart I — Defined termsSch 3 para 1–Sch 3 para 11D · 26 sections

The single market directivesSch 3 para 1 · 1 section

The banking co-ordination directivesSch 3 para 2 · 1 section

The Solvency 2 DirectiveSch 3 para 3 · 1 section

The reinsurance directiveSch 3 para 3A · 1 section

The investment services directiveSch 3 para 4 · 1 section

The insurance distribution directiveSch 3 para 4A · 1 section

The UCITS directiveSch 3 para 4B · 1 section

The markets in financial instruments directiveSch 3 para 4C–Sch 3 para 4D · 2 sections

The alternative investment fund managers directiveSch 3 para 4E · 1 section

The mortgages directiveSch 3 para 4F · 1 section

EEA firmSch 3 para 5–Sch 3 para 5A · 2 sections

EEA authorisationSch 3 para 6 · 1 section

EEA rightSch 3 para 7–Sch 3 para 7A · 2 sections

EEA StateSch 3 para 8 · 1 section

Home state regulatorSch 3 para 9 · 1 section

UK firmSch 3 para 10–Sch 3 para 10A · 2 sections

UK investment firmSch 3 para 10B · 1 section

Host state regulatorSch 3 para 11 · 1 section

Tied agentSch 3 para 11A · 1 section

Management companySch 3 para 11B · 1 section

UCITSSch 3 para 11C · 1 section

EEA AIFMSch 3 para 11D · 1 section

Part II — Exercise of Passport Rights by EEA FirmsSch 3 para 12–Sch 3 para 18 · 11 sections

Firms qualifying for authorisationSch 3 para 12 · 1 section

EstablishmentSch 3 para 13 · 1 section

ServicesSch 3 para 14 · 1 section

Grant of permissionSch 3 para 15 · 1 section

Power to restrict permission of management companiesSch 3 para 15A–Sch 3 para 15C · 3 sections

Grant of permissionSch 3 para 15ZA · 1 section

Effect of carrying on regulated activity when not qualified for authorisationSch 3 para 16 · 1 section

Continuing regulation of European Economic AreaEEA firmsSch 3 para 17 · 1 section

Giving up right to authorisationSch 3 para 18 · 1 section

Part III — Exercise of Passport Rights by UK FirmsSch 3 para 18A–Sch 3 para 29 · 17 sections

Meaning of “the appropriate UK regulator”Sch 3 para 18A · 1 section

EstablishmentSch 3 para 19 · 1 section

ServicesSch 3 para 20 · 1 section

Tied agentsSch 3 para 20A–Sch 3 para 20B · 2 sections

Notice of intention to market an Alternative Investment FundAIFSch 3 para 20C · 1 section

ServicesSch 3 para 20ZA · 1 section

Offence relating to exercise of passport rightsSch 3 para 21 · 1 section

Continuing regulation of United KingdomUK firmsSch 3 para 22–Sch 3 para 24 · 3 sections

Arrangements between FCA and PRASch 3 para 24A · 1 section

Information to be included in the public recordSch 3 para 25–Sch 3 para 28 · 4 sections

Full-scope United KingdomUK Alternative Investment Fund ManagersAIFMs : notification of breach by host state regulatorSch 3 para 29 · 1 section

SCHEDULE 4 — Treaty RightsSch 4 para 1–Sch 4 para 6 · 7 sections

DefinitionsSch 4 para 1 · 1 section

Firms qualifying for authorisationSch 4 para 2 · 1 section

Exercise of Treaty rightsSch 4 para 3 · 1 section

Notification between UK regulatorsSch 4 para 3A · 1 section

PermissionSch 4 para 4 · 1 section

Notice to United KingdomUK regulatorSch 4 para 5 · 1 section

OffencesSch 4 para 6 · 1 section

SCHEDULE 5 — Persons Concerned in Collective Investment SchemesSch 5 para 1–Sch 5 para 2 · 2 sections

AuthorisationSch 5 para 1 · 1 section

PermissionSch 5 para 2 · 1 section

SCHEDULE 6 — Threshold ConditionsSch 6 para ...–Sch 6 para 9 · 30 sectionsPart II — AuthorisationSch 6 para ... · 1 section

Authorisation under Schedule 3Sch 6 para ... · 1 section

PART 1 — IntroductionSch 6 para 1A · 1 sectionPART 1B — Part 4A permission: authorised persons who are not PRA -authorised personsSch 6 para 2A–Sch 6 para 2G · 7 sectionsPART 1C — Part 4A permission: conditions for which FCA is responsible in relation to PRA -authorised personsSch 6 para 3A–Sch 6 para 3E · 5 sectionsPART 1D — Part 4A permission: conditions for which the PRA is responsible in relation to insurers etc.Sch 6 para 4A–Sch 6 para 4F · 6 sectionsPART 1E — Part 4A permission: conditions for which the PRA is responsible in relation to other PRA -authorised personsSch 6 para 5A–Sch 6 para 5F · 6 sectionsPART 1F — Authorisation under Schedule 3Sch 6 para 6A · 1 sectionPART 1G — Authorisation under Schedule 4Sch 6 para 7A · 1 sectionPart III — Additional ConditionsSch 6 para 8–Sch 6 para 9 · 2 sectionsSCHEDULE 6A — Variation or cancellation of Part 4A permission on initiative of FCA: additional powerSch 6A para 1–Sch 6A para 8 · 8 sections

Additional powerSch 6A para 1 · 1 section

Procedure etcSch 6A para 2 · 1 section

Notice of decisionSch 6A para 3 · 1 section

Application for decision to be annulledSch 6A para 4 · 1 section

Annulment etcSch 6A para 5 · 1 section

EffectSch 6A para 6 · 1 section

Right to refer matter to TribunalSch 6A para 7 · 1 section

SupplementarySch 6A para 8 · 1 section

SCHEDULE 6B — Designated activitiesSch 6B para 1–Sch 6B para 13 · 13 sectionsSCHEDULE 7 — GeneralSch 7 para 1–Sch 7 para 8 · 8 sections

The Authority as Competent Authority for Part VI — GeneralSch 7 para 1–Sch 7 para 8 · 8 sections

GeneralSch 7 para 1 · 1 section

The Authority’s general functionsSch 7 para 2 · 1 section

Duty to consultSch 7 para 3 · 1 section

RulesSch 7 para 4 · 1 section

Statements of policySch 7 para 5 · 1 section

PenaltiesSch 7 para 6 · 1 section

FeesSch 7 para 7 · 1 section

Exemption from liability in damagesSch 7 para 8 · 1 section

SCHEDULE 8 — The power to transferSch 8 para 1–Sch 8 para 3 · 3 sections

Transfer of functions under Part VI — The power to transferSch 8 para 1–Sch 8 para 3 · 3 sections

The power to transferSch 8 para 1 · 1 section

SupplementalSch 8 para 2–Sch 8 para 3 · 2 sections

SCHEDULE 9 — General application of Part VISch 9 para 1–Sch 9 para 7 · 7 sections

General application of Part VISch 9 para 1 · 1 section

References to listing particularsSch 9 para 2 · 1 section

General duty of disclosureSch 9 para 3 · 1 section

Supplementary prospectusesSch 9 para 4 · 1 section

Exemption from liability for compensationSch 9 para 5 · 1 section

AdvertisementsSch 9 para 6 · 1 section

FeesSch 9 para 7 · 1 section

SCHEDULE 10 — Compensation: ExemptionsSch 10 para 1–Sch 10 para 8 · 8 sections

Statements believed to be trueSch 10 para 1 · 1 section

Statements by expertsSch 10 para 2 · 1 section

Corrections of statementsSch 10 para 3 · 1 section

Corrections of statements by expertsSch 10 para 4 · 1 section

Official statementsSch 10 para 5 · 1 section

False or misleading information known aboutSch 10 para 6 · 1 section

Belief that supplementary listing particulars not called forSch 10 para 7 · 1 section

Meaning of “expert”Sch 10 para 8 · 1 section

SCHEDULE 10A — LIABILITY OF ISSUERS IN CONNECTION WITH PUBLISHED INFORMATIONSch 10A para 1–Sch 10A para 8 · 8 sectionsPART 1 — SCOPE OF THIS SCHEDULESch 10A para 1–Sch 10A para 2 · 2 sectionsPART 2 — LIABILITY IN CONNECTION WITH PUBLISHED INFORMATIONSch 10A para 3–Sch 10A para 7 · 5 sectionsPART 3 — SUPPLEMENTARY PROVISIONSSch 10A para 8 · 1 sectionSCHEDULE 11 — The general ruleSch 11 para 1–Sch 11 para 25 · 26 sections

The general ruleSch 11 para 1 · 1 section

Exempt offersSch 11 para 2 · 1 section

Offers for business purposesSch 11 para 3 · 1 section

Offers to limited numbersSch 11 para 4 · 1 section

Clubs and associationsSch 11 para 5 · 1 section

Restricted circlesSch 11 para 6 · 1 section

Underwriting agreementsSch 11 para 7 · 1 section

Offers to public authoritiesSch 11 para 8 · 1 section

Maximum considerationSch 11 para 9 · 1 section

Minimum considerationSch 11 para 10 · 1 section

Securities denominated in eurosSch 11 para 11 · 1 section

TakeoversSch 11 para 12 · 1 section

MergersSch 11 para 13 · 1 section

Free sharesSch 11 para 14 · 1 section

Exchange of sharesSch 11 para 15 · 1 section

Qualifying personsSch 11 para 16 · 1 section

Convertible securitiesSch 11 para 17 · 1 section

CharitiesSch 11 para 18 · 1 section

Building societies etc.Sch 11 para 19 · 1 section

Euro-securitiesSch 11 para 20 · 1 section

Same class securitiesSch 11 para 21 · 1 section

Short date securitiesSch 11 para 22 · 1 section

Government and public securitiesSch 11 para 23 · 1 section

Non-transferable securitiesSch 11 para 24–Sch 11 para 24A · 2 sections

General definitionsSch 11 para 25 · 1 section

SCHEDULE 11A — TRANSFERABLE SECURITIESSch 11A para 1–Sch 11A para 9 · 9 sectionsPART 1Sch 11A para 1–Sch 11A para 6 · 6 sectionsPART 2Sch 11A para 7–Sch 11A para 9 · 3 sectionsSCHEDULE 11B — CONNECTED PERSONSSch 11B para 1–Sch 11B para 12 · 12 sectionsPART 1 — MEANING OF “CONNECTED PERSON”Sch 11B para 1–Sch 11B para 6 · 6 sectionsPART 2 — CONNECTED PERSONS: REFERENCES TO AN INTEREST IN SHARES OR DEBENTURESSch 11B para 7–Sch 11B para 12 · 6 sectionsSCHEDULE 12 — Transfer schemes: certificatesSch 12 para 1–Sch 12 para 10 · 16 sectionsPart I — Insurance Business Transfer SchemesSch 12 para 1–Sch 12 para 6 · 8 sections (1 directly here)

Certificates as to margin of solvencySch 12 para 2 · 1 section

Certificates as to consultationSch 12 para 3 · 1 section

Certificates as to consentSch 12 para 3A · 1 section

Certificates as to long-term businessSch 12 para 4 · 1 section

Certificates as to general businessSch 12 para 5 · 1 section

Certificates as to legality and as to consentSch 12 para 5A · 1 section

Interpretation of Part ISch 12 para 6 · 1 section

Part II — Banking Business Transfer SchemesSch 12 para 7–Sch 12 para 9 · 3 sections (1 directly here)

Certificates as to financial resourcesSch 12 para 8 · 1 section

Certificates as to consent of home state regulatorSch 12 para 9 · 1 section

Part 2A — Reclaim fund business transfer schemesSch 12 para 9A · 1 sectionPART 2B — Ring-fencing transfer schemesSch 12 para 9B–Sch 12 para 9D · 3 sectionsPart III — Insurance business transfers effected outside the United KingdomSch 12 para 10 · 1 sectionSCHEDULE 13 — GeneralSch 13 para 1–Sch 13 para 13 · 13 sectionsPart I — GeneralSch 13 para 1 · 1 section

InterpretationSch 13 para 1 · 1 section

Part II — The TribunalSch 13 para 2–Sch 13 para 6 · 5 sections

PresidentSch 13 para 2 · 1 section

PanelsSch 13 para 3 · 1 section

Terms of office etcSch 13 para 4 · 1 section

Remuneration and expensesSch 13 para 5 · 1 section

StaffSch 13 para 6 · 1 section

Part III — Constitution of TribunalSch 13 para 7 · 1 sectionPart IV — Tribunal ProcedureSch 13 para 8–Sch 13 para 13 · 6 sections (2 directly here)

Practice directionsSch 13 para 10 · 1 section

EvidenceSch 13 para 11 · 1 section

Decisions of TribunalSch 13 para 12 · 1 section

CostsSch 13 para 13 · 1 section

SCHEDULE 14 — Role of the Competition CommissionSch 14 para 1–Sch 14 para 4 · 7 sections

Provision of information by TreasurySch 14 para 1 · 1 section

Consideration of matters arising on a reportSch 14 para 2 · 1 section

PblockSch 14 para 2A–Sch 14 para 2C · 3 sections

Applied provisionsSch 14 para 3 · 1 section

Publication of reportsSch 14 para 4 · 1 section

SCHEDULE 15 — Information and Investigations: Connected PersonsSch 15 para 1–Sch 15 para 8 · 8 sectionsPart I — Rules for Specific BodiesSch 15 para 1–Sch 15 para 7 · 7 sections

Corporate bodiesSch 15 para 1 · 1 section

PartnershipsSch 15 para 2 · 1 section

Unincorporated associationsSch 15 para 3 · 1 section

Friendly societiesSch 15 para 4 · 1 section

Building societiesSch 15 para 5 · 1 section

IndividualsSch 15 para 6 · 1 section

Application to sections 171 and 172Sch 15 para 7 · 1 section

Part II — Additional RulesSch 15 para 8 · 1 sectionSCHEDULE 16 — Prohibitions and Restrictions imposed by OFFICE OF FAIR TRADINGSch 16 para 1–Sch 16 para 5 · 5 sections

PreliminarySch 16 para 1 · 1 section

Notice of prohibition or restrictionSch 16 para 2 · 1 section

Application to revoke prohibition or restrictionSch 16 para 3 · 1 section

Representations to Office of Fair TradingOFTSch 16 para 4 · 1 section

AppealsSch 16 para 5 · 1 section

SCHEDULE 17 — The Ombudsman SchemeSch 17 para 1–Sch 17 para 22 · 32 sectionsPart I — GeneralSch 17 para 1 · 1 section

InterpretationSch 17 para 1 · 1 section

Part II — The Scheme OperatorSch 17 para 2–Sch 17 para 11 · 13 sections

Duty of FCASch 17 para 2 · 1 section

ConstitutionSch 17 para 3 · 1 section

Relationship with FCASch 17 para 3A · 1 section

The panel of ombudsmenSch 17 para 4 · 1 section

The Chief OmbudsmanSch 17 para 5 · 1 section

StatusSch 17 para 6 · 1 section

Annual reportsSch 17 para 7 · 1 section

Audit of accountsSch 17 para 7A · 1 section

Information, advice and guidanceSch 17 para 8 · 1 section

BudgetSch 17 para 9 · 1 section

Annual planSch 17 para 9A · 1 section

Exemption from liability in damagesSch 17 para 10 · 1 section

PrivilegeSch 17 para 11 · 1 section

Part III — The Compulsory JurisdictionSch 17 para 12–Sch 17 para 16 · 5 sections

IntroductionSch 17 para 12 · 1 section

FCA's ... rulesSch 17 para 13 · 1 section

The scheme operator’s rulesSch 17 para 14 · 1 section

FeesSch 17 para 15 · 1 section

Enforcement of money awardsSch 17 para 16 · 1 section

Part 3A — The consumer credit jurisdictionSch 17 para 16A–Sch 17 para 16G · 7 sections

IntroductionSch 17 para 16A · 1 section

Procedure for complaints etc.Sch 17 para 16B · 1 section

FeesSch 17 para 16C · 1 section

Enforcement of money awardsSch 17 para 16D · 1 section

Procedure for consumer credit rulesSch 17 para 16E · 1 section

Verification of consumer credit rulesSch 17 para 16F · 1 section

ConsultationSch 17 para 16G · 1 section

Part IV — The Voluntary JurisdictionSch 17 para 17–Sch 17 para 22 · 6 sections

IntroductionSch 17 para 17 · 1 section

Terms of reference to the schemeSch 17 para 18 · 1 section

Delegation by and to other schemesSch 17 para 19 · 1 section

Voluntary jurisdiction rules: procedureSch 17 para 20 · 1 section

Verification of the rulesSch 17 para 21 · 1 section

ConsultationSch 17 para 22 · 1 section

SCHEDULE 17A — Further provision in relation to exercise of Part 18 functions , or other FMI functions, by Bank of EnglandSch 17A para 1–Sch 17A para 37 · 47 sectionsPart 1 — Co-operation between appropriate regulatorsSch 17A para 1–Sch 17A para 8 · 9 sections

Memorandum of understanding between appropriate regulators and PRASch 17A para 1–Sch 17A para 6A · 7 sections

Notification by FCA of action in relation to recognised clearing housesSch 17A para 7–Sch 17A para 8 · 2 sections

Part 2 — Application of provisions of this Act in relation to Bank of EnglandSch 17A para 9–Sch 17A para 33B · 34 sections

IntroductionSch 17A para 9 · 1 section

Public consultationsSch 17A para 9A · 1 section

RequirementsSch 17A para 9B · 1 section

RulesSch 17A para 10–Sch 17A para 10A · 2 sections

Information gathering and investigationsSch 17A para 11–Sch 17A para 16 · 7 sections

Powers in relation to parent undertakingsSch 17A para 17 · 1 section

AuditorsSch 17A para 18–Sch 17A para 21 · 4 sections

Public record and disclosure of informationSch 17A para 22–Sch 17A para 23 · 2 sections

Co-operationSch 17A para 23A · 1 section

InsolvencySch 17A para 24–Sch 17A para 25 · 2 sections

Injunctions and restitutionSch 17A para 26–Sch 17A para 28 · 3 sections

NoticesSch 17A para 29 · 1 section

OffencesSch 17A para 30–Sch 17A para 31 · 2 sections

International obligationsSch 17A para 31A · 1 section

Transitional provisionsSch 17A para 31B · 1 section

RecordsSch 17A para 32 · 1 section

Annual reportSch 17A para 33 · 1 section

Other reportsSch 17A para 33A · 1 section

Engagement with Parliamentary CommitteesSch 17A para 33B · 1 section

Part 3 — Winding up, administration or insolvency of recognised clearing housesSch 17A para 34–Sch 17A para 35 · 2 sections

Notice to Bank of England of preliminary stepsSch 17A para 34 · 1 section

Power to give directions to insolvency practitionerSch 17A para 35 · 1 section

Part 4 — FeesSch 17A para 36–Sch 17A para 37 · 2 sectionsSCHEDULE 18 — MutualsSch 18 para 1–Sch 18 para 26 · 26 sectionsPart I — Friendly SocietiesSch 18 para 1–Sch 18 para 8 · 8 sections

The Friendly Societies Act 1974 (c.46)Sch 18 para 1–Sch 18 para 4 · 4 sections

The Friendly Societies Act 1992 (c.40)Sch 18 para 5–Sch 18 para 8 · 4 sections

Part II — Friendly Societies: Subsidiaries and Controlled BodiesSch 18 para 9–Sch 18 para 16 · 8 sections

InterpretationSch 18 para 9 · 1 section

Qualifying bodiesSch 18 para 10 · 1 section

Bodies controlled by societiesSch 18 para 11 · 1 section

Joint control by societiesSch 18 para 12 · 1 section

Acquisition of joint controlSch 18 para 13 · 1 section

Amendment of Schedule 8 to the 1992 ActSch 18 para 14 · 1 section

Consequential amendmentsSch 18 para 15 · 1 section

References in other enactmentsSch 18 para 16 · 1 section

Part III — Building SocietiesSch 18 para 17–Sch 18 para 18 · 2 sections

The Building Societies Act 1986 (c.53)Sch 18 para 17–Sch 18 para 18 · 2 sections

Part IV — Industrial and Provident SocietiesSch 18 para 19–Sch 18 para 20 · 2 sections

The Industrial and Provident Societies Act 1965 (c.12)Sch 18 para 19–Sch 18 para 20 · 2 sections

Part V — Credit UnionsSch 18 para 21–Sch 18 para 26 · 6 sections

The Credit Unions Act 1979 (c.34)Sch 18 para 21–Sch 18 para 26 · 6 sections

SCHEDULE 19 — Persons and functions for the purposes of section 351Sch 19 Pt I para 1–Sch 19 para 19 · 20 sectionsPart I — Persons and functions for the purposes of section 351Sch 19 Pt I para 1 · 1 sectionPart II — The enactmentsSch 19 Pt II para 1–Sch 19 para 19 · 19 sectionsSCHEDULE 19A — The manager of a write-down orderSch 19A para 1–Sch 19A para 7 · 7 sectionsSCHEDULE 19B — Further provision about write-down ordersSch 19B para 1–Sch 19B para 11 · 11 sectionsPART 1 — Restrictions on enforcementSch 19B para 1–Sch 19B para 3 · 3 sectionsPART 2 — Dealing with assets etcSch 19B para 4–Sch 19B para 7 · 4 sectionsPART 3 — Treatment of written-down liabilities for certain purposesSch 19B para 8–Sch 19B para 10 · 3 sectionsPART 4 — InterestSch 19B para 11 · 1 sectionSCHEDULE 19C — Insurers in financial difficulties: enforcement of contractsSch 19C para 1–Sch 19C para 12 · 12 sectionsPART 1 — IntroductorySch 19C para 1–Sch 19C para 2 · 2 sectionsPART 2 — Policyholder surrender rightsSch 19C para 3–Sch 19C para 5 · 3 sectionsPART 3 — Termination etc of relevant contractsSch 19C para 6–Sch 19C para 8 · 3 sectionsPART 4 — Exclusions and disapplication of this ScheduleSch 19C para 9–Sch 19C para 11 · 3 sectionsPART 5 — Powers to amend this ScheduleSch 19C para 12 · 1 sectionSCHEDULE 20 — Minor and Consequential AmendmentsSch 20 para 1–Sch 20 para 7 · 7 sections

The House of Commons Disqualification Act 1975 (c. 24)Sch 20 para 1 · 1 section

The Northern Ireland Assembly Disqualification Act 1975 (c. 25)Sch 20 para 2 · 1 section

The Civil Jurisdiction and Judgments Act 1982 (c. 27)Sch 20 para 3 · 1 section

The Income and Corporation Taxes Act 1988 (c. 1)Sch 20 para 4 · 1 section

The Finance Act 1991 (c. 31)Sch 20 para 5 · 1 section

The Tribunals and Inquiries Act 1992 (c. 53)Sch 20 para 6 · 1 section

The Judicial Pensions and Retirement Act 1993 (c. 8)Sch 20 para 7 · 1 section

SCHEDULE 21 — Transitional Provisions and SavingsSch 21 para 1–Sch 21 para 2 · 2 sections

Self-regulating organisationsSch 21 para 1 · 1 section

Self-regulating organisations for friendly societiesSch 21 para 2 · 1 section

Cite this legislation

Official citation: 2000 c. 8
Source: legislation.gov.uk
Data synced: 4 July 2026
Licence: OGL-3 ↗

Financial Services and Markets Act 2000 (legislation.gov.uk, OGL-3). Retrieved via LawPlayer, https://lawplayer.com/uk/act/ukpga-2000-8

This text is synced from legislation.gov.uk. In case of any discrepancy, the official version prevails.

View on legislation.gov.uk ↗

Contains public sector information licensed under the Open Government Licence v3.0 (legislation.gov.uk).