s 39
(1) When the Director General has reason to Examisuspect or believe that a person is acting or holding nation of himself out as a takaful broker or an adjuster without a person suspected licence granted under this Act, he may call for or of acting, holding out inspect the books, accounts and records of that person as broker in 'order to ascertain whether or not that person has or adjuster. contravened or is contravening any provisions of this [Pt. II-III, S. 39-41) (2) Any person who wilfully refuses to submit the books, accounts and records or to allow the inspection thereof shall be guilty of an offence and shall, on conviction, be liable to a fine of twenty thousand ringgit or to imprisonment for a term of twelve months or to both and to a daily fine not exceeding four thousand ringgit. Saving for 40. Nothing in this Part shall operate to invalidate any validity of certificates. takaful cettificate. Annual accounts and audit.