Section 40
SEC. 40. A representation cannot qualify an express provision in a contract of insurance, but it may quality an implied warranty.
PD 612 (The Insurance Code) Section 40
SEC. 40. A representation cannot qualify an express provision in a contract of insurance, but it may quality an implied warranty.
CitationPD 612 (The Insurance Code) Section 40 (LawPlayer, data as of July 4, 2026)
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).