SEC. 43. When a person insured has no personal knowledge
of a fact, he may nevertheless repeat information which he has upon the
subject, and which he believes to be true, with the explanation that he
does so on the information of others; or he may submit the information,
in its whole extent, to the insurer; and in neither case is he
responsible for its truth, unless it proceeds from an agent of the
insured, whose duty it is to give the information.
Compiled from an official source version. Later amendments or repeals may not be reflected; the official text prevails. · Read the official text ↗ · Data as of July 4, 2026
CitationPD 612 (The Insurance Code) Section 43 (LawPlayer, data as of July 4, 2026)
Source: Supreme Court E-Library, Republic of the Philippines. Philippine laws are public documents (works of the government).