Section 51
SEC. 51. Insurance Coverage. The provisions on compulsory insurance for agency-hired workers under Section 37-A of Republic Act No. 8042, as amended by Republic Act No. 10022, shall continue to apply, at no cost to seafarers: Provided, That the minimum insurance coverage stated therein shall be issued by insurance companies duly registered with the Insurance Commission to ensure and facilitate claims of seafarers based on the section's "no contest, no fault or negligence" clause. This insurance coverage is without prejudice to the insurance policy issued or secured by the shipowners, over and above the minimum coverage, as an added protection to seafarers in accordance with international standards and practices.