Sch 9 para 14
(1) It is not an age contravention for an employer to make arrangements for, or afford access to, the provision of insurance or a related financial service to or in respect of an employee for a period ending when the employee attains whichever is the greater of— (a) the age of 65, and (b) the state pensionable age. (2) It is not an age contravention for an employer to make arrangements for, or afford access to, the provision of insurance or a related financial service to or in respect of only such employees as have not attained whichever is the greater of— (a) the age of 65, and (b) the state pensionable age. (3) Sub-paragraphs (1) and (2) apply only where the insurance or related financial service is, or is to be, provided to the employer's employees or a class of those employees— (a) in pursuance of an arrangement between the employer and another person, or (b) where the employer's business includes the provision of insurance or financial services of the description in question, by the employer. (4) The state pensionable age is the pensionable age determined in accordance with the rules in paragraph 1 of Schedule 4 to the Pensions Act 1995.