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The Payment Accounts Regulations 2015

The Payment Accounts Regulations 2015 Sch 3 para 4

Sch 3 para 4 Tasks for the transferring payment service provider

(1) Upon receipt of a request from the receiving service provider, the transferring payment service provider must carry out the following tasks, if provided for in the consumer’s authorisation— (a) send the receiving payment service provider the information described in paragraphs 3(a) and (b) within five business days; (b) where the transferring payment service provider does not provide a system for automated redirection of incoming credit transfers and direct debits to the payment account held or opened by the consumer with the receiving payment service provider, stop accepting incoming credit transfers and direct debits on the payment account with effect from the date specified in the authorisation; (c) cancel standing orders from the date specified in the authorisation; (d) transfer any remaining positive balance from the payment account to the payment account opened or held with the receiving payment service provider on the date specified in the authorisation; (e) without affecting regulation 51 (termination of a framework contract) of the Payment Services Regulations, close the payment account on the date specified in the authorisation if— (i) the consumer has no outstanding obligations on that payment account; and (ii) the actions described in paragraphs (a), (b) and (d) have been completed. (2) Where the transferring payment service provider stops accepting incoming credit transfers and direct debits in accordance with sub-paragraph (1)(b), it must within five business days inform the payer or the payee of the reason for not completing the payment transaction. (3) Where any outstanding obligations on the payment account prevent closure of the account pursuant to sub-paragraph (1)(e), the transferring payment service provider must immediately inform the consumer that this is the case.

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