The Disability Discrimination (Description of Insurance Services) Regulations 1999

• Citation: S.I. 1999/2114
• Sections: 2

Section 1 Citation, commencement and interpretation

(1) These Regulations may be cited as the Disability Discrimination (Description of Insurance Services) Regulations 1999 and shall come into force on 17th August 1999.

(2) In these regulations “employees” means the employer’s employees or a class of his employees.

Section 2 Description of insurance services

(1) Group Insurance within the meaning of paragraph (2) below is prescribed as a service for the purpose of section 18(3) of the Act.

(2) “Group Insurance” means an arrangement entered into between an insurer and an employer under which the insurer provides benefits to employees and under which all of the functions described in paragraph (3) below are either–

(a) under the terms of the arrangement, solely exercisable by the insurer; or

(b) in practice, solely exercised by the insurer.

(3) The functions mentioned in sub-paragraph (2) are–

(a) the function of determining the criteria which employees will be required to meet in order to be eligible to receive benefits under the arrangement;

(b) the function of determining the extent of the provision, or the terms and conditions affecting the provision, of those benefits to eligible employees; and

(c) the function of determining the effect in individual cases of the application of the criteria for eligibility or the terms and conditions for receipt of benefits.