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金融保險·110·法學知識與英文1/50

金融保險 110法學知識與英文考古題

50 題選擇題資料來源:考選部下載 .txt
跨年同科91-115
115100114150113100112100111100110150109100108150107100106150105100104150103811021501011001001509950981009750961509510094制度上該年沒有本科93制度上該年沒有本科92制度上該年沒有本科91制度上該年沒有本科
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題目與答案為考試當年公告版本,實務標準請以現行規範為準。

試題50
110
1

定期選舉,反映民意是何種原則的具體內涵?

(A)信賴保護原則
(B)國民主權原則✓ 正解
(C)依法行政原則
(D)明確性原則
110
2

憲法第152 條規定:「人民具有工作能力者,國家應予以適當之工作機會。」下列敘述何者正確?

(A)人民得依據本條規定,請求國家保障其不被雇主解僱
(B)人民失業時,得依據本條規定,請求國家讓其在國營事業從事短期性工作
(C)人民失業時,得依據本條規定,請求國家給付失業救濟金
(D)本條規定,並未保障人民享有向國家主張給予一定工作之請求權✓ 正解
110
3

依司法院大法官解釋意旨,下列敘述何者正確?

(A)促銷菸品或為菸品廣告,不得以體育或公益等活動方式為宣傳之法律規定,因違反比例原則及平等原則而違憲
(B)為達成監獄行刑與管理之目的,受刑人撰寫之文稿,如無礙監獄紀律者,始得准許投寄報章雜誌之法令規定,合憲
(C)所謂回復名譽之適當處分,如屬以判決命加害人公開道歉,而未涉及加害人自我羞辱等損及人性尊嚴之情事者,即未違背比例原則而合憲✓ 正解
(D)促使人為性交易之訊息,固為商業言論之一種,惟係促使非法交易活動,不受憲法言論自由之保障
110
4

監督寺廟條例規定之國家監督措施,僅適用於由信眾募資成立之寺廟,至於由政府機關管理之寺廟則不適用之。依司法院大法官解釋,此一規定是否合憲?

(A)合憲,此乃符合信賴保護原則之差別待遇
(B)違憲,此乃不合比例原則之差別待遇
(C)違憲,此乃侵害宗教自由核心領域之差別待遇
(D)合憲,此乃合理之差別待遇✓ 正解
110
5

關於憲法之平等權保障,下列何者不涉及學理上所稱之事實上歧視?

(A)表面中立的法律實際適用後,發生系統性的差別影響
(B)社會秩序維護法僅處罰性工作者,而不處罰買春者
(C)修正前之刑事訴訟法第239 條規定對通姦配偶撤回告訴,其效力不及於相姦人
(D)優惠弱勢族群之法律對其他族群所產生之逆向歧視✓ 正解
110
6

依司法院釋字第767 號解釋,對於常見且可預期之藥物不良反應不得申請藥害救濟,該規定與憲法保障人民下列何種權利或規範意旨無關?

(A)生存權
(B)健康權
(C)保障身心障礙者就醫權利✓ 正解
(D)國家應重視醫療保健社會福利工作
110
7

有關集會遊行自由,依司法院大法官解釋意旨,下列敘述何者錯誤?

(A)集會遊行法對室外集會遊行,原則上採行事前許可制
(B)主管機關得以集會遊行主張共產主義或分裂國土為由,不予許可✓ 正解
(C)緊急性集會不受應事先向主管機關申請許可之限制
(D)集會遊行之不予許可、限制或命令解散,應合乎比例原則
110
8

下列何理論使基本權不僅適用於國家與人民間之垂直方向,亦可能適用於人民與人民間之水平方向?

(A)組織程序保障功能理論
(B)基本權第三人效力理論✓ 正解
(C)制度性保障理論
(D)保護規範理論
110
9

依憲法及司法院大法官解釋,有關緊急命令,下列敘述何者錯誤?

(A)總統發布緊急命令,須經行政院會議之決議方得為之
(B)緊急命令具有暫時替代或變更法律之效力
(C)緊急命令授權為補充規定者,應於立法院完成追認程序後,再行發布
(D)立法院不得制定相關因應措施之法律以取代緊急命令✓ 正解
110
10

依司法院大法官解釋,有關法律是否違反平等權之審查,下列何者係採寬鬆審查?

(A)政黨及其附隨組織不當取得財產處理條例以特定政黨為對象所為立法
(B)刑事訴訟法就必要共犯撤回告訴之效力形成差別待遇
(C)毒品危害防制條例就何種犯罪及何種情狀得否減輕其刑之規定,形成差別待遇✓ 正解
(D)民法未使相同性別二人亦得成立相同之永久結合關係,使同性性傾向者之婚姻自由受有相對不利之差別待遇
110
11

有關立法委員言論免責權,下列敘述何者正確?

(A)立法委員在立法院內所為之言論及表決,不受刑事訴追,亦不負民事賠償責任✓ 正解
(B)立法委員於院內之言行,縱違反立法院內部所訂自律之規則,亦無須負責
(C)舉凡立法委員在院會或委員會之發言、質詢、提案、表決以及與此直接相關之附隨行為,均屬應予保障之事項;但如院內黨團協商、公聽會之發言等則不屬之
(D)立法委員行使職權時所為蓄意肢體動作,縱符合表達意見之適當情節,亦非應予保障之事項
110
12

下列何者不須經考試院考選銓定其資格?

(A)公務人員
(B)專門職業人員
(C)技術人員
(D)民意代表✓ 正解
110
13

依中華民國憲法增修條文規定,有關司法院,下列敘述何者錯誤?

(A)司法院設大法官15 人,並以其中一人為院長、一人為副院長,由總統提名,經立法院同意任命之
(B)司法院大法官一律適用法官終身職待遇✓ 正解
(C)司法院大法官任期8 年,不分屆次,個別計算,並不得連任
(D)司法院之年度司法概算,由司法院提出
110
14

依現行規定,公務員之懲戒事項,由下列何者掌理?

(A)監察院
(B)行政院
(C)司法院✓ 正解
(D)考試院
110
15

關於地方自治,下列敘述何者錯誤?

(A)地方自治須於憲法及法律規定的範圍內實施
(B)地方自治團體有一定的事務管轄權來顯現與國家管轄領域的不同
(C)地方自治團體之組織型態不一定要是法人✓ 正解
(D)地方自治團體在自治事項範圍內可自主決定
110
16

乙向甲借款新臺幣(以下同)100 萬元,並提供價值200 萬元之A 車為甲設定質權以為擔保。下列敘述何者錯誤?

(A)質權之設定固以交付占有為要件,但如乙仍有使用A 車之必要,得依民法第761 條之規定以占有改定之方式以代交付✓ 正解
(B)A 車經設定質權後,為丙所盜,甲於2 年內未向丙請求返還者,其動產質權消滅
(C)如甲係經許可以受質為營業者,乙未於取贖期間屆滿後5 日內取贖A 車時,甲取得質物之所有權,其所擔保之100 萬元債權同時消滅
(D)甲之質權因A 車滅失而消滅。但如乙因A 車之滅失而得請求損害賠償者,不在此限
110
17

公平交易法之立法目的為「維護交易秩序與消費者利益,確保自由與公平競爭,促進經濟之安定與繁榮」,下列敘述何者錯誤?

(A)公平交易法為經濟基本法,在經濟法中占有重要的地位
(B)由立法目的可知,公平交易法在於保護個人財產利益,故應屬於私法✓ 正解
(C)事業濫用市場地位的行為受公平交易法規範
(D)公平交易法的出現源自於法律思想已由個人本位,進入社會本位
110
18

下列何者係由立法院通過,總統公布之法規?

(A)都市更新條例施行細則
(B)臺北市一般廢棄物清除處理費徵收自治條例
(C)個人資料保護法✓ 正解
(D)稅務違章案件裁罰金額或倍數參考表
110
19

法律有漏洞時之補充方法,不包括下列何者?

(A)類推適用
(B)目的性限縮
(C)法律續造
(D)擴充解釋✓ 正解
110
20

依據行政程序法之規定,關於比例原則,下列敘述何者錯誤?

(A)行政行為對人民權益之侵害不得遠大於所達成之利益
(B)行政行為採取之手段應有助目的達成
(C)行政行為應選擇對人民權益侵害最小者
(D)行政行為應明確說明理由✓ 正解
110
21

依司法院大法官解釋意旨,有關民國100 年10 月31 日失效之身心障礙者權益保障法第46 條第1 項規定「非視覺功能障礙者,不得從事按摩業」之敘述,何者錯誤?

(A)此一規定為保障視覺功能障礙者之工作權,而限制非視覺功能障礙者之工作權
(B)此一規定符合法律保留原則
(C)此一規定屬對於非視覺功能障礙者之選擇職業自由之主觀條件限制✓ 正解
(D)此一規定應以保護特別重要之公共利益為目的,始屬合憲
110
22

依民法之規定,下列有關死亡宣告之敘述,何者正確?

(A)受死亡宣告者,以判決內所確定死亡之時,視為死亡
(B)死亡宣告在於剝奪失蹤人之權利能力
(C)失蹤人為80 歲以上者,得於失蹤滿2 年後,為死亡之宣告
(D)失蹤人為遭遇特別災難者,得於特別災難終了滿1 年後,為死亡之宣告✓ 正解
110
23

公務員張三不小心遺失了國防以外之公務祕密文件,李四(非公務員)無意間拾獲該文件,並將文件交付給他人。下列敘述何者正確?

(A)張三的行為不構成犯罪,因刑法不罰洩露國防以外祕密之行為
(B)張三的行為構成刑法第132 條公務員洩露國防以外祕密罪的過失犯✓ 正解
(C)李四的行為不構成犯罪,因其不是公務員
(D)李四的行為構成刑法第132 條公務員洩露國防以外祕密罪之幫助犯
110
24

甲向電視購物台A 廠商購買電視機1 台,另乙則於捷運站之入口被B 推銷而購買1 組化妝品。對於甲與乙之購買行為之法律關係,下列敘述何者錯誤?

(A)乙得於收受商品後7 日內解除契約,無須說明理由及負擔任何費用或對價
(B)與A 所簽訂之契約,係於未能檢視商品或服務下而與企業經營者所訂立之契約,故稱為訪問交易✓ 正解
(C)若甲合法解除契約,A 應於取回商品、收到消費者退回商品之次日起15 日內,返還消費者已支付之對價
(D)B 與乙訂立契約時,應將消費申訴之受理方式之資訊以清楚易懂之文句記載於書面,提供予乙
110
25

甲未經著作財產權人同意,而使用P2P 軟體下載電影「OO 大戰」到自己的個人電腦,將電影的英文字幕翻譯成中文,再將影片連同字幕檔一起上傳到影片共享網站供他人觀賞。甲的上述行為,不涉及下列何種著作財產權之侵害?

(A)重製權
(B)公開傳輸權
(C)改作權
(D)散布權✓ 正解
110
26

關於經濟安全與社會福利領域之性別平等實踐,下列敘述何者錯誤?

(A)憲法增修條文規定,國家應對特殊境遇之婦女提供社會扶助✓ 正解
(B)鑑於男性單親家庭逐漸增加,「特殊境遇婦女家庭扶助條例」已修正為「特殊境遇家庭扶助條例」
(C)配偶得在其配偶死亡之後取得社會保險之遺屬津貼
(D)勞工保險條例、勞工退休金條例和國民年金法都將配偶納入遺屬津貼之範圍
110
27

有關暫時保護令規定之敘述,下列何者錯誤?

(A)法院核發暫時保護令,應經審理程序✓ 正解
(B)法院為保護被害人,得於通常保護令審理終結前,依聲請或依職權核發暫時保護令
(C)聲請人於聲請通常保護令前聲請暫時保護令,其經法院准許核發者,視為已有通常保護令之聲請
(D)暫時保護令自核發時起生效,於聲請人撤回通常保護令之聲請、法院審理終結核發通常保護令或駁回聲請時失其效力
110
28

關於我國現行法律體系特色,下列敘述何者錯誤?

(A)為以成文法為主之國家
(B)具有濃厚大陸法系之色彩
(C)採公、私法二元化設計
(D)採民商分立之設計✓ 正解
110
29

法院以行為人屬精神障礙為由而判決無罪。關於無罪的敘述,下列何者正確?

(A)行為人不具備期待可能性
(B)行為不具備違法性
(C)行為不具備構成要件該當性
(D)行為人不具備責任能力✓ 正解
110
30

依全民健康保險法之相關規定,下列有關於保險費之收繳及計算之敘述,何者錯誤?

(A)投保單位、保險對象或扣費義務人未依本法所定繳納期限繳納保險費時,得寬限15 日
(B)未具投保資格、喪失投保資格或保險對象有前條所定免由扣費義務人扣取補充保險費之情形者,應於受領給付前,主動告知扣費義務人,得免扣取補充保險費
(C)全民健康保險之保險費、滯納金,優先於普通債權
(D)有經濟上之困難,而未能一次繳納保險費、滯納金或應自行負擔之費用者,不得向保險人申請分期繳納✓ 正解
110
31

It reallyus when he didn't help around the house but drank heavily.

(A)boasted
(B)irritated✓ 正解
(C)conceived
(D)delivered
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32

These desks and seats can beto the height of any child.

(A)adroit
(B)adjusted✓ 正解
(C)adopted
(D)abrupt
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33

The man the police wanted to talk to wasas an eel successfully escaping from arrest.

(A)slanting
(B)sleeking
(C)slippery✓ 正解
(D)sluggish
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34

The mainof the study is to help develop a reliable tool for doctors to diagnose and treat patients.

(A)obstacle
(B)objective✓ 正解
(C)caution
(D)confusion
110
35

Older people tend to be moreand a bit suspicious of anything new and creative.

(A)considerable
(B)conservative✓ 正解
(C)contemptible
(D)contemporary
110
36

A smile is a languageunderstood by people around the world regardless of their races.

(A)ambitiously
(B)financially
(C)imperfectly
(D)universally✓ 正解
110
37

The salespersonAnna to buy the necklace because it was on sale.

(A)predicted
(B)persuaded✓ 正解
(C)preserved
(D)performed
110
38

The company has been very cautious about dealing with takeover bids from theircompetitors.

(A)predatory✓ 正解
(B)prohibitive
(C)proportionate
(D)predestined
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39

At theof the singer's popularity, she had won the national Record Awards for four consecutive years.

(A)badge
(B)deed
(C)heritage
(D)peak✓ 正解
110
40

The candidate had beenthat he could beat his rival and win the election; the result, however, turned out tobe the opposite.

(A)accused
(B)convinced✓ 正解
(C)insisted
(D)registered請依下文回答第41 題至第45 題France’s environment minister, Barbara Pompili, said in a recent news conference that bears, tigers, elephants andother wild animals will no longer be allowed in traveling circuses in the coming years.41 , the minister said that startingimmediately, France’s three marine parks will no longer be able to bring in or breed dolphins and killer whales. “It istime to open a new era in our relationship with these wild animals,” Ms. Pompili said, arguing that animal42is apriority. She said the measures will also bring an end to mink farming, in43animals are raised for their fur.The44does not apply to wild animals in other permanent shows and in zoos. The French government will45anaid package of more than 8 million euros to help animal shows transition to a new business model. In France, many citiesalready do not allow circuses with wild animal shows to pitch their tents.
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41

(A)In addition (B)In contrast (C)In conclusion (D)In conjunction

(A)In addition✓ 正解
(B)In contrast
(C)In conclusion
(D)In conjunction
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42

(A)poaching (B)exhibition (C)welfare (D)commerce

(A)poaching
(B)exhibition
(C)welfare✓ 正解
(D)commerce
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(A)that (B)which (C)where (D)there

(A)that
(B)which✓ 正解
(C)where
(D)there
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(A)ban (B)spin (C)curse (D)fund

(A)ban✓ 正解
(B)spin
(C)curse
(D)fund
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(A)rescue (B)interfere (C)dismiss (D)provide請依下文回答第46 題至第50 題World Wildlife Fund (WWF) has issued a stark warning about the future of the world's natural World Heritage sites.It says half of the sites are at risk from different industries. The WWF warned that harmful industrial activities such asmining, dredging or drilling for oil are endangering the future of 114 of 229 sites. Other factors adding to the risk includeillegal logging and unsustainable water use. All of these are in addition to the damage being done by climate change. TheWWF says the sites affected include Australia's Great Barrier Reef, the Grand Canyon National Park in the USA, andChina's Sichuan Giant Panda Sanctuaries, which are home to more than 30 percent of the world's endangered pandas.The director of the UNESCO World Heritage Center said it was up to everyone to protect these sites. This is mainlybecause World Heritage is humankind's common heritage, and the responsibility for its conservation should be shared byeveryone. She welcomed government efforts at reducing what they take from the Earth. The governments and the privatesector around the world, according to her, should step up their action against harmful extractive uses.The WWF said that more than 11 million people worldwide rely on World Heritage sites for food, water, shelter,jobs and medicine, and that non-stop development could harm livelihoods as well as the environment.

(A)rescue
(B)interfere
(C)dismiss
(D)provide請依下文回答第46 題至第50 題World Wildlife Fund (WWF) has issued a stark warning about the future of the world's natural World Heritage sites.It says half of the sites are at risk from different industries. The WWF warned that harmful industrial activities such asmining, dredging or drilling for oil are endangering the future of 114 of 229 sites. Other factors adding to the risk includeillegal logging and unsustainable water use. All of these are in addition to the damage being done by climate change. TheWWF says the sites affected include Australia's Great Barrier Reef, the Grand Canyon National Park in the USA, andChina's Sichuan Giant Panda Sanctuaries, which are home to more than 30 percent of the world's endangered pandas.The director of the UNESCO World Heritage Center said it was up to everyone to protect these sites. This is mainlybecause World Heritage is humankind's common heritage, and the responsibility for its conservation should be shared byeveryone. She welcomed government efforts at reducing what they take from the Earth. The governments and the privatesector around the world, according to her, should step up their action against harmful extractive uses.The WWF said that more than 11 million people worldwide rely on World Heritage sites for food, water, shelter,jobs and medicine, and that non-stop development could harm livelihoods as well as the environment.✓ 正解
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What is the best title for the passage?

(A)The Effects of Harmful Industrial Activities on WWF.
(B)The Negative Impact of Industry on World Heritage Sites.✓ 正解
(C)The Future of WWF and UNESCO World Heritage Sites.
(D)WWF’s Warning about Climate Change and Animal Extinction.
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What did the WWF report say about the natural World Heritage sites?

(A)About a quarter of them are affected by harmful industrial activities.
(B)Thirty endangered pandas live in Sichuan Giant Panda Sanctuaries.
(C)They are under threat from several industries as well as climate change.✓ 正解
(D)Most of them remained unaffected by climate change and illegal logging.
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What is the second paragraph mainly about?

(A)Every country has the right to inherit the World Heritage properties.
(B)The governments have stepped up against all industrial development.
(C)All governments should try their best to reduce extractive industries.✓ 正解
(D)The World Heritage should be shared by the governments and private sector.
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Which of the following is closest in meaning to “up to” in the passage?

(A)dependent on✓ 正解
(B)as easy as
(C)denied by
(D)at the most of
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What is the main idea of the last paragraph?

(A)Industrial development on World Heritage sites can also be harmful to people.✓ 正解
(B)More than 10 million of people visit the World Heritage sites each year.
(C)People who live near World Heritage sites also need to protect the environment.
(D)The WWF warned people not to take things from the World Heritage sites.
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